Updated February 2026

BAH Rates Perth Amboy, NJ 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Perth Amboy military housing area (MHA: NJ201), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$3,393

$40,716/year

E-5 without Dependents

$3,045

$36,540/year

O-3 with Dependents

$4,239

$50,868/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$3,339	$40,068
E-2	$3,339	$40,068
E-3	$3,339	$40,068
E-4	$3,339	$40,068
E-5	$3,393	$40,716
E-6	$4,071	$48,852
E-7	$4,134	$49,608
E-8	$4,200	$50,400
E-9	$4,350	$52,200
Warrant Officer
W-1	$4,092	$49,104
W-2	$4,161	$49,932
W-3	$4,242	$50,904
W-4	$4,392	$52,704
W-5	$4,578	$54,936
Commissioned Officer (Prior Enlisted)
O-1E	$4,143	$49,716
O-2E	$4,227	$50,724
O-3E	$4,422	$53,064
Commissioned Officer
O-1	$3,477	$41,724
O-2	$4,065	$48,780
O-3	$4,239	$50,868
O-4	$4,638	$55,656
O-5	$4,926	$59,112
O-6	$4,968	$59,616
O-7	$5,007	$60,084

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,592	$31,104
E-2	$2,592	$31,104
E-3	$2,592	$31,104
E-4	$2,592	$31,104
E-5	$3,045	$36,540
E-6	$3,285	$39,420
E-7	$3,339	$40,068
E-8	$3,531	$42,372
E-9	$3,735	$44,820
Warrant Officer
W-1	$3,336	$40,032
W-2	$3,528	$42,336
W-3	$3,759	$45,108
W-4	$4,083	$48,996
W-5	$4,146	$49,752
Commissioned Officer (Prior Enlisted)
O-1E	$3,390	$40,680
O-2E	$3,690	$44,280
O-3E	$4,065	$48,780
Commissioned Officer
O-1	$3,282	$39,384
O-2	$3,381	$40,572
O-3	$3,825	$45,900
O-4	$4,128	$49,536
O-5	$4,161	$49,932
O-6	$4,221	$50,652
O-7	$4,296	$51,552

35 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Perth Amboy (NJ201) Military Housing Area:

07001 07008 07064 07067 07077 07080 07095 08536 08810 08812 08816 08817 08820 08824 08828 08830 08831 08832 08837 08840 08846 08850 08852 08854 08857 08859 08861 08863 08872 08879 08882 08884 08901 08902 08904

Frequently Asked Questions

What is the BAH rate for an E-5 in Perth Amboy?

The 2026 BAH rate for an E-5 with dependents in Perth Amboy, NJ is $3,393 per month ($40,716 per year). Without dependents, the rate is $3,045 per month.

How many ZIP codes are in the Perth Amboy MHA?

The Perth Amboy Military Housing Area (NJ201) includes 35 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all New Jersey BAH rates →

How Perth Amboy, NJ BAH compares nationally

BAH for Perth Amboy, NJ runs above the national average: $3,393/mo for an E-5 with dependents versus a $2,289 average across all 299 MHAs (31st overall, 48.2% above average).

Statewide, this ranks 4th of 8 MHAs — between Northern New Jersey, NJ ($4,749/mo, highest) and Atlantic City, NJ ($2,655/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $689/mo (23.3%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.