O-2 BAH Rates in Cape May, NJ (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Cape May, NJ is $3,069 per month with dependents and $2,682 per month without dependents. This rate is $461 above the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Cape May is approximately $9,881.98 with dependents or $9,494.98 without.

O-2 BAH: Cape May vs National Average

	Cape May	National Avg	Difference
With Dependents	$3,069	$2,608	+$461
Without Dependents	$2,682	$2,243	+$439

O-2 Total Monthly Compensation in Cape May

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Cape May:

Component	With Dependents	Without Dependents
Base Pay	$6,484.5	$6,484.5
BAH	$3,069	$2,682
BAS	$328.48	$328.48
Total	$9,881.98	$9,494.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Cape May

• E-3 — $2,523/mo
• E-4 — $2,523/mo
• E-5 — $2,754/mo
• E-6 — $3,072/mo
• E-7 — $3,114/mo
• O-1 — $2,799/mo
• O-3 — $3,186/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in Cape May?

The 2026 O-2 BAH rate in Cape May is $3,069/mo with dependents and $2,682/mo without dependents.

What is the total monthly pay for O-2 in Cape May?

An O-2 with 4 years of service in Cape May earns approximately $9,881.98/mo total compensation with dependents (base pay $6,484.5 + BAH $3,069 + BAS $328.48). Without dependents: $9,494.98/mo.

Is Cape May BAH above or below average?

O-2 BAH in Cape May is $461 above the national average of $2,608/mo with dependents.

View all New Jersey BAH rates →