E-4 BAH Rates in Cape May, NJ (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in Cape May, NJ is $2,523 per month with dependents and $1,968 per month without dependents. This rate is $394 above the national average for E-4.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in Cape May is approximately $6,658.45 with dependents or $6,103.45 without.

E-4 BAH: Cape May vs National Average

	Cape May	National Avg	Difference
With Dependents	$2,523	$2,129	+$394
Without Dependents	$1,968	$1,683	+$285

E-4 Total Monthly Compensation in Cape May

Here is how E-4 pay breaks down for a service member with 4 years of service stationed in Cape May:

Component	With Dependents	Without Dependents
Base Pay	$3,658.5	$3,658.5
BAH	$2,523	$1,968
BAS	$476.95	$476.95
Total	$6,658.45	$6,103.45

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Cape May

• E-3 — $2,523/mo
• E-5 — $2,754/mo
• E-6 — $3,072/mo
• E-7 — $3,114/mo
• O-1 — $2,799/mo
• O-2 — $3,069/mo
• O-3 — $3,186/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-4 in Cape May?

The 2026 E-4 BAH rate in Cape May is $2,523/mo with dependents and $1,968/mo without dependents.

What is the total monthly pay for E-4 in Cape May?

An E-4 with 4 years of service in Cape May earns approximately $6,658.45/mo total compensation with dependents (base pay $3,658.5 + BAH $2,523 + BAS $476.95). Without dependents: $6,103.45/mo.

Is Cape May BAH above or below average?

E-4 BAH in Cape May is $394 above the national average of $2,129/mo with dependents.

View all New Jersey BAH rates →