O-1 BAH Rates in Cape May, NJ (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Cape May, NJ is $2,799 per month with dependents and $2,289 per month without dependents. This rate is $464 above the national average for O-1.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Cape May is approximately $7,447.48 with dependents or $6,937.48 without.

O-1 BAH: Cape May vs National Average

	Cape May	National Avg	Difference
With Dependents	$2,799	$2,335	+$464
Without Dependents	$2,289	$1,975	+$314

O-1 Total Monthly Compensation in Cape May

Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Cape May:

Component	With Dependents	Without Dependents
Base Pay	$4,320	$4,320
BAH	$2,799	$2,289
BAS	$328.48	$328.48
Total	$7,447.48	$6,937.48

Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Cape May

• E-3 — $2,523/mo
• E-4 — $2,523/mo
• E-5 — $2,754/mo
• E-6 — $3,072/mo
• E-7 — $3,114/mo
• O-2 — $3,069/mo
• O-3 — $3,186/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-1 in Cape May?

The 2026 O-1 BAH rate in Cape May is $2,799/mo with dependents and $2,289/mo without dependents.

What is the total monthly pay for O-1 in Cape May?

An O-1 with 2 years of service in Cape May earns approximately $7,447.48/mo total compensation with dependents (base pay $4,320 + BAH $2,799 + BAS $328.48). Without dependents: $6,937.48/mo.

Is Cape May BAH above or below average?

O-1 BAH in Cape May is $464 above the national average of $2,335/mo with dependents.

View all New Jersey BAH rates →