E-7 BAH Rates in Cape May, NJ (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-7 (Sergeant First Class (SFC)) stationed in Cape May, NJ is $3,114 per month with dependents and $2,532 per month without dependents. This rate is $412 above the national average for E-7.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-7 base pay of $6,000.9/mo (at 16 years of service) and BAS of $476.95/mo, total monthly compensation in Cape May is approximately $9,591.85 with dependents or $9,009.85 without.
E-7 BAH: Cape May vs National Average
| Cape May | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,114 | $2,702 | +$412 |
| Without Dependents | $2,532 | $2,158 | +$374 |
E-7 Total Monthly Compensation in Cape May
Here is how E-7 pay breaks down for a service member with 16 years of service stationed in Cape May:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,000.9 | $6,000.9 |
| BAH | $3,114 | $2,532 |
| BAS | $476.95 | $476.95 |
| Total | $9,591.85 | $9,009.85 |
Base pay shown for 16 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Cape May
- E-3 — $2,523/mo
- E-4 — $2,523/mo
- E-5 — $2,754/mo
- E-6 — $3,072/mo
- O-1 — $2,799/mo
- O-2 — $3,069/mo
- O-3 — $3,186/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-7 in Cape May?
The 2026 E-7 BAH rate in Cape May is $3,114/mo with dependents and $2,532/mo without dependents.
What is the total monthly pay for E-7 in Cape May?
An E-7 with 16 years of service in Cape May earns approximately $9,591.85/mo total compensation with dependents (base pay $6,000.9 + BAH $3,114 + BAS $476.95). Without dependents: $9,009.85/mo.
Is Cape May BAH above or below average?
E-7 BAH in Cape May is $412 above the national average of $2,702/mo with dependents.
E-7 BAH in Cape May, NJ, in context
An E-7 with dependents in Cape May, NJ draws $3,114/mo — 15.3% above the national average of $2,702 for this grade (69th of 299 MHAs). Without dependents the rate is $2,532/mo, a $582 difference.
Promotion changes housing money here: pinning on E-8 raises BAH in this MHA by $45/mo (to $3,159), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.