Updated February 2026

BAH Rates Essex Co, MA 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Essex Co military housing area (MHA: MA125), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$3,477

$41,724/year

E-5 without Dependents

$2,910

$34,920/year

O-3 with Dependents

$4,533

$54,396/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$3,282	$39,384
E-2	$3,282	$39,384
E-3	$3,282	$39,384
E-4	$3,282	$39,384
E-5	$3,477	$41,724
E-6	$3,744	$44,928
E-7	$4,032	$48,384
E-8	$4,344	$52,128
E-9	$4,755	$57,060
Warrant Officer
W-1	$3,765	$45,180
W-2	$4,158	$49,896
W-3	$4,545	$54,540
W-4	$4,833	$57,996
W-5	$5,181	$62,172
Commissioned Officer (Prior Enlisted)
O-1E	$4,089	$49,068
O-2E	$4,488	$53,856
O-3E	$4,887	$58,644
Commissioned Officer
O-1	$3,516	$42,192
O-2	$3,741	$44,892
O-3	$4,533	$54,396
O-4	$5,301	$63,612
O-5	$5,853	$70,236
O-6	$5,904	$70,848
O-7	$5,952	$71,424

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,589	$31,068
E-2	$2,589	$31,068
E-3	$2,589	$31,068
E-4	$2,589	$31,068
E-5	$2,910	$34,920
E-6	$3,102	$37,224
E-7	$3,288	$39,456
E-8	$3,537	$42,444
E-9	$3,606	$43,272
Warrant Officer
W-1	$3,225	$38,700
W-2	$3,534	$42,408
W-3	$3,618	$43,416
W-4	$3,807	$45,684
W-5	$4,101	$49,212
Commissioned Officer (Prior Enlisted)
O-1E	$3,474	$41,688
O-2E	$3,591	$43,092
O-3E	$3,735	$44,820
Commissioned Officer
O-1	$3,084	$37,008
O-2	$3,417	$41,004
O-3	$3,642	$43,704
O-4	$4,053	$48,636
O-5	$4,389	$52,668
O-6	$4,524	$54,288
O-7	$4,605	$55,260

1 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Essex Co (MA125) Military Housing Area:

01929

Frequently Asked Questions

What is the BAH rate for an E-5 in Essex Co?

The 2026 BAH rate for an E-5 with dependents in Essex Co, MA is $3,477 per month ($41,724 per year). Without dependents, the rate is $2,910 per month.

How many ZIP codes are in the Essex Co MHA?

The Essex Co Military Housing Area (MA125) includes 1 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.