Updated February 2026
BAH Rates in Massachusetts 2026
There are 9 military housing areas in Massachusetts. In 2026, BAH rates for an E-5 with dependents range from $2,388/month in Hampden County to $4,791/month in Boston. Rates are set annually by the Department of Defense based on local rental market surveys.
Find BAH Rates by ZIP Code
Highest E-5 w/Dep
$4,791
Boston
Lowest E-5 w/Dep
$2,388
Hampden County
Housing Areas
9
MHAs in MA
| Location | E-5 w/Dep | E-5 w/o Dep | O-3 w/Dep |
|---|---|---|---|
| Boston | $4,791 | $3,615 | $5,163 |
| Cape Cod-Plymouth | $3,924 | $3,285 | $4,419 |
| Essex Co | $3,477 | $2,910 | $4,533 |
| Fitchburg | $3,093 | $2,763 | $4,059 |
| Hampden County | $2,388 | $2,007 | $3,426 |
| Hanscom AFB | $4,188 | $3,516 | $4,770 |
| Martha's Vineyard | $3,984 | $3,096 | $5,025 |
| Nantucket | $4,344 | $3,798 | $5,442 |
| Worcester | $2,919 | $2,523 | $3,756 |
How Massachusetts BAH compares
Massachusetts's 9 military housing areas average $3,679/mo for an E-5 with dependents — 60.7% above the national MHA average of $2,289. The spread inside the state is real money: Boston, MA tops the table at $4,791/mo while Hampden County, MA sits at $2,388/mo — a $2,403 monthly difference for the same rank and dependency status.
Computed from the official 2026 BAH rate file. Benchmark: E-5 with dependents across 299 market-priced MHAs nationwide.