Updated February 2026

BAH Rates Portland, ME 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Portland military housing area (MHA: ME139), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$3,252

$39,024/year

E-5 without Dependents

$2,703

$32,436/year

O-3 with Dependents

$4,260

$51,120/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$3,087	$37,044
E-2	$3,087	$37,044
E-3	$3,087	$37,044
E-4	$3,087	$37,044
E-5	$3,252	$39,024
E-6	$3,576	$42,912
E-7	$3,825	$45,900
E-8	$4,098	$49,176
E-9	$4,425	$53,100
Warrant Officer
W-1	$3,597	$43,164
W-2	$3,936	$47,232
W-3	$4,272	$51,264
W-4	$4,482	$53,784
W-5	$4,740	$56,880
Commissioned Officer (Prior Enlisted)
O-1E	$3,876	$46,512
O-2E	$4,221	$50,652
O-3E	$4,524	$54,288
Commissioned Officer
O-1	$3,297	$39,564
O-2	$3,573	$42,876
O-3	$4,260	$51,120
O-4	$4,830	$57,960
O-5	$5,235	$62,820
O-6	$5,280	$63,360
O-7	$5,322	$63,864

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,316	$27,792
E-2	$2,316	$27,792
E-3	$2,316	$27,792
E-4	$2,316	$27,792
E-5	$2,703	$32,436
E-6	$2,934	$35,208
E-7	$3,090	$37,080
E-8	$3,321	$39,852
E-9	$3,411	$40,932
Warrant Officer
W-1	$3,039	$36,468
W-2	$3,318	$39,816
W-3	$3,423	$41,076
W-4	$3,630	$43,560
W-5	$3,888	$46,656
Commissioned Officer (Prior Enlisted)
O-1E	$3,249	$38,988
O-2E	$3,390	$40,680
O-3E	$3,567	$42,804
Commissioned Officer
O-1	$2,916	$34,992
O-2	$3,201	$38,412
O-3	$3,456	$41,472
O-4	$3,843	$46,116
O-5	$3,996	$47,952
O-6	$4,251	$51,012
O-7	$4,329	$51,948

37 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Portland (ME139) Military Housing Area:

04003 04009 04011 04015 04017 04019 04021 04024 04029 04032 04038 04039 04040 04050 04055 04062 04066 04069 04071 04074 04079 04084 04085 04091 04092 04096 04097 04101 04102 04103 04105 04106 04107 04108 04110 04260 04954

Frequently Asked Questions

What is the BAH rate for an E-5 in Portland?

The 2026 BAH rate for an E-5 with dependents in Portland, ME is $3,252 per month ($39,024 per year). Without dependents, the rate is $2,703 per month.

How many ZIP codes are in the Portland MHA?

The Portland Military Housing Area (ME139) includes 37 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.