Updated February 2026

BAH Rates Bangor, ME 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Bangor military housing area (MHA: ME390), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,893

$22,716/year

E-5 without Dependents

$1,443

$17,316/year

O-3 with Dependents

$2,514

$30,168/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,728	$20,736
E-2	$1,728	$20,736
E-3	$1,728	$20,736
E-4	$1,728	$20,736
E-5	$1,893	$22,716
E-6	$2,052	$24,624
E-7	$2,217	$26,604
E-8	$2,403	$28,836
E-9	$2,568	$30,816
Warrant Officer
W-1	$2,067	$24,804
W-2	$2,292	$27,504
W-3	$2,523	$30,276
W-4	$2,586	$31,032
W-5	$2,667	$32,004
Commissioned Officer (Prior Enlisted)
O-1E	$2,250	$27,000
O-2E	$2,487	$29,844
O-3E	$2,598	$31,176
Commissioned Officer
O-1	$1,920	$23,040
O-2	$2,049	$24,588
O-3	$2,514	$30,168
O-4	$2,688	$32,256
O-5	$2,814	$33,768
O-6	$2,835	$34,020
O-7	$2,853	$34,236

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,296	$15,552
E-2	$1,296	$15,552
E-3	$1,296	$15,552
E-4	$1,296	$15,552
E-5	$1,443	$17,316
E-6	$1,575	$18,900
E-7	$1,731	$20,772
E-8	$1,932	$23,184
E-9	$1,968	$23,616
Warrant Officer
W-1	$1,680	$20,160
W-2	$1,929	$23,148
W-3	$1,974	$23,688
W-4	$2,082	$24,984
W-5	$2,259	$27,108
Commissioned Officer (Prior Enlisted)
O-1E	$1,890	$22,680
O-2E	$1,959	$23,508
O-3E	$2,040	$24,480
Commissioned Officer
O-1	$1,557	$18,684
O-2	$1,842	$22,104
O-3	$1,989	$23,868
O-4	$2,226	$26,712
O-5	$2,328	$27,936
O-6	$2,502	$30,024
O-7	$2,544	$30,528

44 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Bangor (ME390) Military Housing Area:

04401 04410 04411 04412 04417 04418 04419 04422 04423 04427 04428 04429 04430 04434 04435 04444 04448 04449 04450 04451 04453 04455 04456 04457 04459 04460 04461 04462 04468 04473 04474 04475 04487 04488 04493 04495 04765 04777 04928 04930 04932 04939 04953 04969

Frequently Asked Questions

What is the BAH rate for an E-5 in Bangor?

The 2026 BAH rate for an E-5 with dependents in Bangor, ME is $1,893 per month ($22,716 per year). Without dependents, the rate is $1,443 per month.

How many ZIP codes are in the Bangor MHA?

The Bangor Military Housing Area (ME390) includes 44 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all Maine BAH rates →

How Bangor, ME BAH compares nationally

BAH for Bangor, ME comes in below the national average — $1,893/mo for an E-5 with dependents, 17.3% under the $2,289 average across 299 MHAs (188th overall).

This is the lowest-rate MHA of the 5 in the state; the highest, Portsmouth, Nh/Kittery, ME, pays the same E-5 $1,428 more per month.

Across enlisted grades here, having dependents adds an average of $468/mo (30.9%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.