Updated February 2026

BAH Rates Portsmouth, ME 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Portsmouth military housing area (MHA: NH194), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$3,321

$39,852/year

E-5 without Dependents

$2,700

$32,400/year

O-3 with Dependents

$4,461

$53,532/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$3,099	$37,188
E-2	$3,099	$37,188
E-3	$3,099	$37,188
E-4	$3,099	$37,188
E-5	$3,321	$39,852
E-6	$3,690	$44,280
E-7	$3,975	$47,700
E-8	$4,278	$51,336
E-9	$4,617	$55,404
Warrant Officer
W-1	$3,717	$44,604
W-2	$4,098	$49,176
W-3	$4,476	$53,712
W-4	$4,668	$56,016
W-5	$4,905	$58,860
Commissioned Officer (Prior Enlisted)
O-1E	$4,032	$48,384
O-2E	$4,419	$53,028
O-3E	$4,704	$56,448
Commissioned Officer
O-1	$3,372	$40,464
O-2	$3,687	$44,244
O-3	$4,461	$53,532
O-4	$4,983	$59,796
O-5	$5,355	$64,260
O-6	$5,400	$64,800
O-7	$5,445	$65,340

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,367	$28,404
E-2	$2,367	$28,404
E-3	$2,367	$28,404
E-4	$2,367	$28,404
E-5	$2,700	$32,400
E-6	$2,901	$34,812
E-7	$3,108	$37,296
E-8	$3,399	$40,788
E-9	$3,504	$42,048
Warrant Officer
W-1	$3,033	$36,396
W-2	$3,396	$40,752
W-3	$3,519	$42,228
W-4	$3,756	$45,072
W-5	$4,044	$48,528
Commissioned Officer (Prior Enlisted)
O-1E	$3,318	$39,816
O-2E	$3,480	$41,760
O-3E	$3,684	$44,208
Commissioned Officer
O-1	$2,877	$34,524
O-2	$3,249	$38,988
O-3	$3,555	$42,660
O-4	$3,993	$47,916
O-5	$4,167	$50,004
O-6	$4,455	$53,460
O-7	$4,536	$54,432

31 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Portsmouth (NH194) Military Housing Area:

03901 03902 03903 03904 03905 03906 03907 03908 03909 04001 04002 04005 04020 04027 04030 04042 04043 04046 04047 04048 04049 04061 04064 04072 04073 04076 04083 04087 04090 04093 04095

Frequently Asked Questions

What is the BAH rate for an E-5 in Portsmouth?

The 2026 BAH rate for an E-5 with dependents in Portsmouth, ME is $3,321 per month ($39,852 per year). Without dependents, the rate is $2,700 per month.

How many ZIP codes are in the Portsmouth MHA?

The Portsmouth Military Housing Area (NH194) includes 31 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all Maine BAH rates →

How Portsmouth, Nh/Kittery, ME BAH compares nationally

BAH for Portsmouth, Nh/Kittery, ME runs above the national average: $3,321/mo for an E-5 with dependents versus a $2,289 average across all 299 MHAs (36th overall, 45.1% above average).

Within the state, this is the highest-rate MHA of 5; the lowest is Bangor, ME at $1,893/mo for the same E-5 — a $1,428 monthly spread that matters if you have any say in your assignment.

Across enlisted grades here, having dependents adds an average of $800/mo (28.8%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.