Updated February 2026

BAH Rates Great Lakes Navtracen, IL 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Great Lakes Navtracen military housing area (MHA: IL092), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$2,427

$29,124/year

E-5 without Dependents

$1,854

$22,248/year

O-3 with Dependents

$3,018

$36,216/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,202	$26,424
E-2	$2,202	$26,424
E-3	$2,202	$26,424
E-4	$2,202	$26,424
E-5	$2,427	$29,124
E-6	$2,760	$33,120
E-7	$2,853	$34,236
E-8	$2,955	$35,460
E-9	$3,120	$37,440
Warrant Officer
W-1	$2,778	$33,336
W-2	$2,895	$34,740
W-3	$3,021	$36,252
W-4	$3,156	$37,872
W-5	$3,327	$39,924
Commissioned Officer (Prior Enlisted)
O-1E	$2,871	$34,452
O-2E	$3,000	$36,000
O-3E	$3,183	$38,196
Commissioned Officer
O-1	$2,475	$29,700
O-2	$2,757	$33,084
O-3	$3,018	$36,216
O-4	$3,381	$40,572
O-5	$3,645	$43,740
O-6	$3,675	$44,100
O-7	$3,702	$44,424

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,653	$19,836
E-2	$1,653	$19,836
E-3	$1,653	$19,836
E-4	$1,653	$19,836
E-5	$1,854	$22,248
E-6	$2,067	$24,804
E-7	$2,211	$26,532
E-8	$2,499	$29,988
E-9	$2,592	$31,104
Warrant Officer
W-1	$2,133	$25,596
W-2	$2,496	$29,952
W-3	$2,604	$31,248
W-4	$2,778	$33,336
W-5	$2,874	$34,488
Commissioned Officer (Prior Enlisted)
O-1E	$2,424	$29,088
O-2E	$2,571	$30,852
O-3E	$2,751	$33,012
Commissioned Officer
O-1	$1,977	$23,724
O-2	$2,355	$28,260
O-3	$2,637	$31,644
O-4	$2,853	$34,236
O-5	$2,907	$34,884
O-6	$3,000	$36,000
O-7	$3,051	$36,612

1 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Great Lakes Navtracen (IL092) Military Housing Area:

60088

Frequently Asked Questions

What is the BAH rate for an E-5 in Great Lakes Navtracen?

The 2026 BAH rate for an E-5 with dependents in Great Lakes Navtracen, IL is $2,427 per month ($29,124 per year). Without dependents, the rate is $1,854 per month.

How many ZIP codes are in the Great Lakes Navtracen MHA?

The Great Lakes Navtracen Military Housing Area (IL092) includes 1 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.