Updated February 2026

BAH Rates Stockton, CA 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Stockton military housing area (MHA: CA035), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$2,553

$30,636/year

E-5 without Dependents

$2,187

$26,244/year

O-3 with Dependents

$3,309

$39,708/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,445	$29,340
E-2	$2,445	$29,340
E-3	$2,445	$29,340
E-4	$2,445	$29,340
E-5	$2,553	$30,636
E-6	$2,934	$35,208
E-7	$3,072	$36,864
E-8	$3,219	$38,628
E-9	$3,432	$41,184
Warrant Officer
W-1	$2,955	$35,460
W-2	$3,132	$37,584
W-3	$3,315	$39,780
W-4	$3,477	$41,724
W-5	$3,672	$44,064
Commissioned Officer (Prior Enlisted)
O-1E	$3,096	$37,152
O-2E	$3,288	$39,456
O-3E	$3,507	$42,084
Commissioned Officer
O-1	$2,607	$31,284
O-2	$2,931	$35,172
O-3	$3,309	$39,708
O-4	$3,738	$44,856
O-5	$4,047	$48,564
O-6	$4,080	$48,960
O-7	$4,110	$49,320

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,926	$23,112
E-2	$1,926	$23,112
E-3	$1,926	$23,112
E-4	$1,926	$23,112
E-5	$2,187	$26,244
E-6	$2,340	$28,080
E-7	$2,445	$29,340
E-8	$2,634	$31,608
E-9	$2,742	$32,904
Warrant Officer
W-1	$2,418	$29,016
W-2	$2,631	$31,572
W-3	$2,757	$33,084
W-4	$2,961	$35,532
W-5	$3,105	$37,260
Commissioned Officer (Prior Enlisted)
O-1E	$2,550	$30,600
O-2E	$2,718	$32,616
O-3E	$2,925	$35,100
Commissioned Officer
O-1	$2,331	$27,972
O-2	$2,523	$30,276
O-3	$2,793	$33,516
O-4	$3,075	$36,900
O-5	$3,156	$37,872
O-6	$3,294	$39,528
O-7	$3,351	$40,212

27 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Stockton (CA035) Military Housing Area:

95202 95203 95204 95205 95206 95207 95209 95210 95212 95215 95219 95220 95227 95230 95231 95236 95237 95240 95242 95258 95320 95330 95336 95337 95366 95376 95686

Frequently Asked Questions

What is the BAH rate for an E-5 in Stockton?

The 2026 BAH rate for an E-5 with dependents in Stockton, CA is $2,553 per month ($30,636 per year). Without dependents, the rate is $2,187 per month.

How many ZIP codes are in the Stockton MHA?

The Stockton Military Housing Area (CA035) includes 27 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all California BAH rates →

How Stockton, CA BAH compares nationally

BAH for Stockton, CA runs above the national average: $2,553/mo for an E-5 with dependents versus a $2,289 average across all 299 MHAs (85th overall, 11.5% above average).

Statewide, this ranks 18th of 26 MHAs — between San Francisco, CA ($5,127/mo, highest) and China Lake, CA ($1,563/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $549/mo (24.8%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.