Updated February 2026

BAH Rates Fresno, CA 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Fresno military housing area (MHA: CA022), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$2,439

$29,268/year

E-5 without Dependents

$1,842

$22,104/year

O-3 with Dependents

$2,937

$35,244/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,175	$26,100
E-2	$2,175	$26,100
E-3	$2,175	$26,100
E-4	$2,175	$26,100
E-5	$2,439	$29,268
E-6	$2,826	$33,912
E-7	$2,868	$34,416
E-8	$2,910	$34,920
E-9	$3,015	$36,180
Warrant Officer
W-1	$2,847	$34,164
W-2	$2,883	$34,596
W-3	$2,940	$35,280
W-4	$3,042	$36,504
W-5	$3,174	$38,088
Commissioned Officer (Prior Enlisted)
O-1E	$2,871	$34,452
O-2E	$2,928	$35,136
O-3E	$3,063	$36,756
Commissioned Officer
O-1	$2,490	$29,880
O-2	$2,823	$33,876
O-3	$2,937	$35,244
O-4	$3,213	$38,556
O-5	$3,414	$40,968
O-6	$3,441	$41,292
O-7	$3,465	$41,580

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,740	$20,880
E-2	$1,740	$20,880
E-3	$1,740	$20,880
E-4	$1,740	$20,880
E-5	$1,842	$22,104
E-6	$2,121	$25,452
E-7	$2,184	$26,208
E-8	$2,520	$30,240
E-9	$2,631	$31,572
Warrant Officer
W-1	$2,136	$25,632
W-2	$2,517	$30,204
W-3	$2,646	$31,752
W-4	$2,832	$33,984
W-5	$2,874	$34,488
Commissioned Officer (Prior Enlisted)
O-1E	$2,436	$29,232
O-2E	$2,607	$31,284
O-3E	$2,820	$33,840
Commissioned Officer
O-1	$1,908	$22,896
O-2	$2,352	$28,224
O-3	$2,685	$32,220
O-4	$2,859	$34,308
O-5	$2,880	$34,560
O-6	$2,916	$34,992
O-7	$2,967	$35,604

52 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Fresno (CA022) Military Housing Area:

93210 93234 93242 93602 93605 93606 93608 93609 93611 93612 93616 93621 93622 93624 93625 93626 93627 93628 93630 93631 93634 93640 93641 93646 93648 93650 93651 93652 93654 93656 93657 93660 93662 93664 93667 93668 93675 93701 93702 93703 93704 93705 93706 93710 93711 93720 93721 93722 93725 93726 93727 93728

Frequently Asked Questions

What is the BAH rate for an E-5 in Fresno?

The 2026 BAH rate for an E-5 with dependents in Fresno, CA is $2,439 per month ($29,268 per year). Without dependents, the rate is $1,842 per month.

How many ZIP codes are in the Fresno MHA?

The Fresno Military Housing Area (CA022) includes 52 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all California BAH rates →

How Fresno, CA BAH compares nationally

BAH for Fresno, CA runs above the national average: $2,439/mo for an E-5 with dependents versus a $2,289 average across all 299 MHAs (93rd overall, 6.6% above average).

Statewide, this ranks 19th of 26 MHAs — between San Francisco, CA ($5,127/mo, highest) and China Lake, CA ($1,563/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $500/mo (25.2%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.