Updated February 2026

BAH Rates Camp Pendleton, CA 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Camp Pendleton military housing area (MHA: CA024), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$3,963

$47,556/year

E-5 without Dependents

$3,093

$37,116/year

O-3 with Dependents

$4,659

$55,908/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$3,627	$43,524
E-2	$3,627	$43,524
E-3	$3,627	$43,524
E-4	$3,627	$43,524
E-5	$3,963	$47,556
E-6	$4,398	$52,776
E-7	$4,494	$53,928
E-8	$4,596	$55,152
E-9	$4,779	$57,348
Warrant Officer
W-1	$4,419	$53,028
W-2	$4,536	$54,432
W-3	$4,662	$55,944
W-4	$4,824	$57,888
W-5	$5,019	$60,228
Commissioned Officer (Prior Enlisted)
O-1E	$4,512	$54,144
O-2E	$4,644	$55,728
O-3E	$4,854	$58,248
Commissioned Officer
O-1	$4,023	$48,276
O-2	$4,395	$52,740
O-3	$4,659	$55,908
O-4	$5,085	$61,020
O-5	$5,391	$64,692
O-6	$5,439	$65,268
O-7	$5,484	$65,808

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,739	$32,868
E-2	$2,739	$32,868
E-3	$2,739	$32,868
E-4	$2,739	$32,868
E-5	$3,093	$37,116
E-6	$3,324	$39,888
E-7	$3,642	$43,704
E-8	$4,056	$48,672
E-9	$4,182	$50,184
Warrant Officer
W-1	$3,513	$42,156
W-2	$4,053	$48,636
W-3	$4,197	$50,364
W-4	$4,416	$52,992
W-5	$4,518	$54,216
Commissioned Officer (Prior Enlisted)
O-1E	$3,960	$47,520
O-2E	$4,152	$49,824
O-3E	$4,392	$52,704
Commissioned Officer
O-1	$3,285	$39,420
O-2	$3,855	$46,260
O-3	$4,239	$50,868
O-4	$4,494	$53,928
O-5	$4,548	$54,576
O-6	$4,641	$55,692
O-7	$4,725	$56,700

Frequently Asked Questions

What is the BAH rate for an E-5 in Camp Pendleton?

The 2026 BAH rate for an E-5 with dependents in Camp Pendleton, CA is $3,963 per month ($47,556 per year). Without dependents, the rate is $3,093 per month.

How many ZIP codes are in the Camp Pendleton MHA?

The Camp Pendleton Military Housing Area code is CA024.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

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View all California BAH rates →

How Camp Pendleton, CA BAH compares nationally

Camp Pendleton, CA is the 14th most expensive of the 299 military housing areas nationwide — an E-5 with dependents draws $3,963/mo here, 73.2% above the national MHA average of $2,289. Rates this high usually track tight rental markets, so run the numbers before deciding to live on the local economy.

Statewide, this ranks 4th of 26 MHAs — between San Francisco, CA ($5,127/mo, highest) and China Lake, CA ($1,563/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $832/mo (26.8%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.