Updated February 2026

BAH Rates Ventura, CA 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Ventura military housing area (MHA: CA025), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$3,537

$42,444/year

E-5 without Dependents

$3,018

$36,216/year

O-3 with Dependents

$4,212

$50,544/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$3,378	$40,536
E-2	$3,378	$40,536
E-3	$3,378	$40,536
E-4	$3,378	$40,536
E-5	$3,537	$42,444
E-6	$4,008	$48,096
E-7	$4,083	$48,996
E-8	$4,161	$49,932
E-9	$4,305	$51,660
Warrant Officer
W-1	$4,029	$48,348
W-2	$4,116	$49,392
W-3	$4,215	$50,580
W-4	$4,341	$52,092
W-5	$4,497	$53,964
Commissioned Officer (Prior Enlisted)
O-1E	$4,095	$49,140
O-2E	$4,200	$50,400
O-3E	$4,365	$52,380
Commissioned Officer
O-1	$3,600	$43,200
O-2	$4,002	$48,024
O-3	$4,212	$50,544
O-4	$4,545	$54,540
O-5	$4,788	$57,456
O-6	$4,830	$57,960
O-7	$4,866	$58,392

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,652	$31,824
E-2	$2,652	$31,824
E-3	$2,652	$31,824
E-4	$2,652	$31,824
E-5	$3,018	$36,216
E-6	$3,228	$38,736
E-7	$3,381	$40,572
E-8	$3,636	$43,632
E-9	$3,771	$45,252
Warrant Officer
W-1	$3,333	$39,996
W-2	$3,633	$43,596
W-3	$3,789	$45,468
W-4	$4,020	$48,240
W-5	$4,101	$49,212
Commissioned Officer (Prior Enlisted)
O-1E	$3,534	$42,408
O-2E	$3,741	$44,892
O-3E	$4,002	$48,024
Commissioned Officer
O-1	$3,213	$38,556
O-2	$3,486	$41,832
O-3	$3,834	$46,008
O-4	$4,080	$48,960
O-5	$4,122	$49,464
O-6	$4,194	$50,328
O-7	$4,269	$51,228

3 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Ventura (CA025) Military Housing Area:

93001 93003 93004

Frequently Asked Questions

What is the BAH rate for an E-5 in Ventura?

The 2026 BAH rate for an E-5 with dependents in Ventura, CA is $3,537 per month ($42,444 per year). Without dependents, the rate is $3,018 per month.

How many ZIP codes are in the Ventura MHA?

The Ventura Military Housing Area (CA025) includes 3 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all California BAH rates →

How Ventura, CA BAH compares nationally

Ventura, CA is the 24th most expensive of the 299 military housing areas nationwide — an E-5 with dependents draws $3,537/mo here, 54.5% above the national MHA average of $2,289. Rates this high usually track tight rental markets, so run the numbers before deciding to live on the local economy.

Statewide, this ranks 7th of 26 MHAs — between San Francisco, CA ($5,127/mo, highest) and China Lake, CA ($1,563/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $663/mo (22.2%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.