O-2 BAH Rates in PHOENIX, AZ (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in PHOENIX, AZ is $2,454 per month with dependents and $2,217 per month without dependents. This rate is $154 below the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in PHOENIX is approximately $9,266.98 with dependents or $9,029.98 without.
O-2 BAH: PHOENIX vs National Average
| PHOENIX | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,454 | $2,608 | $-154 |
| Without Dependents | $2,217 | $2,243 | $-26 |
O-2 Total Monthly Compensation in PHOENIX
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in PHOENIX:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $2,454 | $2,217 |
| BAS | $328.48 | $328.48 |
| Total | $9,266.98 | $9,029.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in PHOENIX
- E-3 — $2,061/mo
- E-4 — $2,061/mo
- E-5 — $2,289/mo
- E-6 — $2,457/mo
- E-7 — $2,475/mo
- O-1 — $2,319/mo
- O-3 — $2,490/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in PHOENIX?
The 2026 O-2 BAH rate in PHOENIX is $2,454/mo with dependents and $2,217/mo without dependents.
What is the total monthly pay for O-2 in PHOENIX?
An O-2 with 4 years of service in PHOENIX earns approximately $9,266.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,454 + BAS $328.48). Without dependents: $9,029.98/mo.
Is PHOENIX BAH above or below average?
O-2 BAH in PHOENIX is $154 below the national average of $2,608/mo with dependents.