E-4 BAH Rates in Phoenix, AZ (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in Phoenix, AZ is $2,061 per month with dependents and $1,587 per month without dependents. This rate is $68 below the national average for E-4.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in Phoenix is approximately $6,196.45 with dependents or $5,722.45 without.

E-4 BAH: Phoenix vs National Average

	Phoenix	National Avg	Difference
With Dependents	$2,061	$2,129	−$68
Without Dependents	$1,587	$1,683	−$96

E-4 Total Monthly Compensation in Phoenix

Here is how E-4 pay breaks down for a service member with 4 years of service stationed in Phoenix:

Component	With Dependents	Without Dependents
Base Pay	$3,658.5	$3,658.5
BAH	$2,061	$1,587
BAS	$476.95	$476.95
Total	$6,196.45	$5,722.45

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Phoenix

• E-3 — $2,061/mo
• E-5 — $2,289/mo
• E-6 — $2,457/mo
• E-7 — $2,475/mo
• O-1 — $2,319/mo
• O-2 — $2,454/mo
• O-3 — $2,490/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-4 in Phoenix?

The 2026 E-4 BAH rate in Phoenix is $2,061/mo with dependents and $1,587/mo without dependents.

What is the total monthly pay for E-4 in Phoenix?

An E-4 with 4 years of service in Phoenix earns approximately $6,196.45/mo total compensation with dependents (base pay $3,658.5 + BAH $2,061 + BAS $476.95). Without dependents: $5,722.45/mo.

Is Phoenix BAH above or below average?

E-4 BAH in Phoenix is $68 below the national average of $2,129/mo with dependents.

View all Arizona BAH rates →