Updated February 2026
BAH Rates in Arizona 2026
There are 4 military housing areas in Arizona. In 2026, BAH rates for an E-5 with dependents range from $1,695/month in Yuma to $2,289/month in Phoenix. Rates are set annually by the Department of Defense based on local rental market surveys.
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Highest E-5 w/Dep
$2,289
Phoenix
Lowest E-5 w/Dep
$1,695
Yuma
Housing Areas
4
MHAs in AZ
| Location | E-5 w/Dep | E-5 w/o Dep | O-3 w/Dep |
|---|---|---|---|
| Davis-Monthan AFB | $1,905 | $1,428 | $2,199 |
| Fort Huachuca | $1,719 | $1,347 | $2,232 |
| Phoenix | $2,289 | $1,740 | $2,490 |
| Yuma | $1,695 | $1,338 | $2,049 |
How Arizona BAH compares
Arizona's 4 military housing areas average $1,902/mo for an E-5 with dependents — 16.9% below the national MHA average of $2,289. The spread inside the state is real money: Phoenix, AZ tops the table at $2,289/mo while Yuma, AZ sits at $1,695/mo — a $594 monthly difference for the same rank and dependency status.
Computed from the official 2026 BAH rate file. Benchmark: E-5 with dependents across 299 market-priced MHAs nationwide.