E-7 BAH Rates in Phoenix, AZ (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-7 (Sergeant First Class (SFC)) stationed in Phoenix, AZ is $2,475 per month with dependents and $2,070 per month without dependents. This rate is $227 below the national average for E-7.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-7 base pay of $6,000.9/mo (at 16 years of service) and BAS of $476.95/mo, total monthly compensation in Phoenix is approximately $8,952.85 with dependents or $8,547.85 without.

E-7 BAH: Phoenix vs National Average

	Phoenix	National Avg	Difference
With Dependents	$2,475	$2,702	−$227
Without Dependents	$2,070	$2,158	−$88

E-7 Total Monthly Compensation in Phoenix

Here is how E-7 pay breaks down for a service member with 16 years of service stationed in Phoenix:

Component	With Dependents	Without Dependents
Base Pay	$6,000.9	$6,000.9
BAH	$2,475	$2,070
BAS	$476.95	$476.95
Total	$8,952.85	$8,547.85

Base pay shown for 16 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Phoenix

• E-3 — $2,061/mo
• E-4 — $2,061/mo
• E-5 — $2,289/mo
• E-6 — $2,457/mo
• O-1 — $2,319/mo
• O-2 — $2,454/mo
• O-3 — $2,490/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-7 in Phoenix?

The 2026 E-7 BAH rate in Phoenix is $2,475/mo with dependents and $2,070/mo without dependents.

What is the total monthly pay for E-7 in Phoenix?

An E-7 with 16 years of service in Phoenix earns approximately $8,952.85/mo total compensation with dependents (base pay $6,000.9 + BAH $2,475 + BAS $476.95). Without dependents: $8,547.85/mo.

Is Phoenix BAH above or below average?

E-7 BAH in Phoenix is $227 below the national average of $2,702/mo with dependents.

View all Arizona BAH rates →