E-5 BAH Rates in Phoenix, AZ (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-5 (Sergeant (SGT)) stationed in Phoenix, AZ is $2,289 per month with dependents and $1,740 per month without dependents. This rate is $0 above the national average for E-5.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-5 base pay of $4,110/mo (at 6 years of service) and BAS of $476.95/mo, total monthly compensation in Phoenix is approximately $6,875.95 with dependents or $6,326.95 without.
E-5 BAH: Phoenix vs National Average
| Phoenix | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,289 | $2,289 | +$0 |
| Without Dependents | $1,740 | $1,871 | −$131 |
E-5 Total Monthly Compensation in Phoenix
Here is how E-5 pay breaks down for a service member with 6 years of service stationed in Phoenix:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,110 | $4,110 |
| BAH | $2,289 | $1,740 |
| BAS | $476.95 | $476.95 |
| Total | $6,875.95 | $6,326.95 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Phoenix
- E-3 — $2,061/mo
- E-4 — $2,061/mo
- E-6 — $2,457/mo
- E-7 — $2,475/mo
- O-1 — $2,319/mo
- O-2 — $2,454/mo
- O-3 — $2,490/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-5 in Phoenix?
The 2026 E-5 BAH rate in Phoenix is $2,289/mo with dependents and $1,740/mo without dependents.
What is the total monthly pay for E-5 in Phoenix?
An E-5 with 6 years of service in Phoenix earns approximately $6,875.95/mo total compensation with dependents (base pay $4,110 + BAH $2,289 + BAS $476.95). Without dependents: $6,326.95/mo.
Is Phoenix BAH above or below average?
E-5 BAH in Phoenix is $0 above the national average of $2,289/mo with dependents.
E-5 BAH in Phoenix, AZ, in context
An E-5 with dependents in Phoenix, AZ draws $2,289/mo — 0% above the national average of $2,289 for this grade (118th of 299 MHAs). Without dependents the rate is $1,740/mo, a $549 difference.
Promotion changes housing money here: pinning on E-6 raises BAH in this MHA by $168/mo (to $2,457), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.