Updated February 2026
O-2 Pay 2026 — First Lieutenant
Complete 2026 O-2 (First Lieutenant) base pay table by years of service, plus BAH rates and total compensation breakdown. All rates include the 3.8% pay raise effective January 1, 2026.
Entry Pay (0 YOS)
$4,782.00/mo
$57,384.00/year
Max Pay
$6,617.70/mo
$79,412.40/year
BAH Range (w/ Dependents)
$1,332–$5,451
Across 338 locations
Officer BAS
$328.48/mo
Tax-free food allowance
O-2 Base Pay Table — 2026
| Years of Service | Monthly Pay | Annual Pay |
|---|---|---|
| 2 or less | $4,782.00 | $57,384.00 |
| 2 | $5,446.20 | $65,354.40 |
| 3 | $6,272.40 | $75,268.80 |
| 4 | $6,484.50 | $77,814.00 |
| 6 | $6,617.70 | $79,412.40 |
All amounts reflect the 3.8% pay raise effective January 1, 2026. Source: DFAS.
O-2 BAH Rates — 2026 (With Dependents)
BAH for an O-2 with dependents ranges from $1,332 to $5,451 per month, with a national average of approximately $2,542/mo across 338 locations.
Top 5 Highest BAH Locations
- San Francisco, Ca$5,451/mo
- Westchester County, Ny$5,355/mo
- Nantucket, Ma$5,115/mo
- New York City, Ny$5,094/mo
- Northern New Jersey, Nj$5,049/mo
Top 5 Lowest BAH Locations
- Youngstown, Oh$1,332/mo
- Anniston/Fort Mcclellan, Al$1,488/mo
- Fort Sill/Lawton, Ok$1,491/mo
- Vance Afb/Enid, Ok$1,509/mo
- Hattiesburg, Ms$1,521/mo
Total Compensation Example — O-2 at 3 Years
Base Pay (3 YOS)$6,272.40
BAH (National Average, w/ Dependents)$2,542
BAS (Officer)$328.48
Estimated Monthly Total$9,142.88
Estimated Annual Total$109,714.56
BAH and BAS are tax-free allowances. Actual total compensation varies by duty station and dependency status. Use the Military Pay Calculator for a personalized estimate.