What is the maximum O-1 pay in 2026?

The maximum base pay for an O-1 in 2026 is $5,222.40 per month ($62,668.80 per year). This is reached at 3+ years of service. Total compensation including BAH and BAS is significantly higher.

Yes, O-1 service members receive BAH (Basic Allowance for Housing) in addition to base pay. BAH for an O-1 with dependents ranges from $1,218 to $5,172 per month depending on duty station location. BAH is a tax-free allowance. They also receive BAS (Basic Allowance for Subsistence) of $328.48 per month.

Updated February 2026

O-1 Pay 2026 — Second Lieutenant

Q: How much does an O-1 make in 2026?

In 2026, an O-1 (Second Lieutenant) earns between $4,150.20 and $5,222.40 per month in base pay, depending on years of service. This does not include BAH or BAS allowances, which can add $1,500 to $5,500+ per month depending on location and dependency status.

Complete 2026 O-1 (Second Lieutenant) base pay table by years of service, plus BAH rates and total compensation breakdown. All rates include the 3.8% pay raise effective January 1, 2026.

Entry Pay (0 YOS)

$4,150.20/mo

$49,802.40/year

Max Pay

$5,222.40/mo

$62,668.80/year

BAH Range (w/ Dependents)

$1,218–$5,172

Across 338 locations

Officer BAS

$328.48/mo

Tax-free food allowance

O-1 Base Pay Table — 2026

Years of Service	Monthly Pay	Annual Pay
2 or less	$4,150.20	$49,802.40
2	$4,320.00	$51,840.00
3	$5,222.40	$62,668.80

All amounts reflect the 3.8% pay raise effective January 1, 2026. Source: DFAS.

O-1 BAH Rates — 2026 (With Dependents)

BAH for an O-1 with dependents ranges from $1,218 to $5,172 per month, with a national average of approximately $2,270/mo across 338 locations.

Top 5 Highest BAH Locations

Top 5 Lowest BAH Locations

Total Compensation Example — O-1 at 2 Years

Base Pay (2 YOS)$4,320.00

BAH (National Average, w/ Dependents)$2,270

BAS (Officer)$328.48

Estimated Monthly Total$6,918.48

Estimated Annual Total$83,021.76

BAH and BAS are tax-free allowances. Actual total compensation varies by duty station and dependency status. Use the Military Pay Calculator for a personalized estimate.

O-2 First Lieutenant →

Frequently Asked Questions

How much does an O-1 make in 2026?

In 2026, an O-1 (Second Lieutenant) earns between $4,150.20 and $5,222.40 per month in base pay, depending on years of service. Total compensation including BAH and BAS is significantly higher.

What is the maximum O-1 pay?

The maximum base pay for an O-1 in 2026 is $5,222.40/month ($62,668.80/year), reached at 3+ years of service.

Does an O-1 get BAH?

Yes. In addition to base pay, O-1 service members receive BAH (Basic Allowance for Housing) ranging from $1,218 to $5,172/month with dependents, depending on duty station. They also receive BAS of $328.48/month. Both are tax-free.