Updated February 2026

BAH Rates Morgantown, WV 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Morgantown military housing area (MHA: WV320), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,641

$19,692/year

E-5 without Dependents

$1,230

$14,760/year

O-3 with Dependents

$2,031

$24,372/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,440	$17,280
E-2	$1,440	$17,280
E-3	$1,440	$17,280
E-4	$1,440	$17,280
E-5	$1,641	$19,692
E-6	$1,917	$23,004
E-7	$1,956	$23,472
E-8	$2,001	$24,012
E-9	$2,124	$25,488
Warrant Officer
W-1	$1,935	$23,220
W-2	$1,974	$23,688
W-3	$2,034	$24,408
W-4	$2,157	$25,884
W-5	$2,316	$27,792
Commissioned Officer (Prior Enlisted)
O-1E	$1,962	$23,544
O-2E	$2,022	$24,264
O-3E	$2,184	$26,208
Commissioned Officer
O-1	$1,683	$20,196
O-2	$1,914	$22,968
O-3	$2,031	$24,372
O-4	$2,367	$28,404
O-5	$2,613	$31,356
O-6	$2,631	$31,572
O-7	$2,646	$31,752

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,083	$12,996
E-2	$1,083	$12,996
E-3	$1,083	$12,996
E-4	$1,083	$12,996
E-5	$1,230	$14,760
E-6	$1,437	$17,244
E-7	$1,467	$17,604
E-8	$1,701	$20,412
E-9	$1,776	$21,312
Warrant Officer
W-1	$1,452	$17,424
W-2	$1,698	$20,376
W-3	$1,788	$21,456
W-4	$1,920	$23,040
W-5	$1,965	$23,580
Commissioned Officer (Prior Enlisted)
O-1E	$1,638	$19,656
O-2E	$1,758	$21,096
O-3E	$1,908	$22,896
Commissioned Officer
O-1	$1,263	$15,156
O-2	$1,578	$18,936
O-3	$1,812	$21,744
O-4	$1,950	$23,400
O-5	$1,971	$23,652
O-6	$2,010	$24,120
O-7	$2,043	$24,516

Frequently Asked Questions

What is the BAH rate for an E-5 in Morgantown?

The 2026 BAH rate for an E-5 with dependents in Morgantown, WV is $1,641 per month ($19,692 per year). Without dependents, the rate is $1,230 per month.

How many ZIP codes are in the Morgantown MHA?

The Morgantown Military Housing Area code is WV320.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.