Updated February 2026

BAH Rates El Paso, TX 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the El Paso military housing area (MHA: TX279), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$1,809

$21,708/year

E-5 without Dependents

$1,437

$17,244/year

O-3 with Dependents

$2,202

$26,424/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,665	$19,980
E-2	$1,665	$19,980
E-3	$1,665	$19,980
E-4	$1,665	$19,980
E-5	$1,809	$21,708
E-6	$2,148	$25,776
E-7	$2,172	$26,064
E-8	$2,187	$26,244
E-9	$2,241	$26,892
Warrant Officer
W-1	$2,169	$26,028
W-2	$2,178	$26,136
W-3	$2,205	$26,460
W-4	$2,256	$27,072
W-5	$2,334	$28,008
Commissioned Officer (Prior Enlisted)
O-1E	$2,175	$26,100
O-2E	$2,196	$26,352
O-3E	$2,268	$27,216
Commissioned Officer
O-1	$1,857	$22,284
O-2	$2,145	$25,740
O-3	$2,202	$26,424
O-4	$2,352	$28,224
O-5	$2,466	$29,592
O-6	$2,484	$29,808
O-7	$2,496	$29,952

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,302	$15,624
E-2	$1,302	$15,624
E-3	$1,302	$15,624
E-4	$1,302	$15,624
E-5	$1,437	$17,244
E-6	$1,611	$19,332
E-7	$1,668	$20,016
E-8	$1,881	$22,572
E-9	$1,977	$23,724
Warrant Officer
W-1	$1,626	$19,512
W-2	$1,878	$22,536
W-3	$1,992	$23,904
W-4	$2,148	$25,776
W-5	$2,169	$26,028
Commissioned Officer (Prior Enlisted)
O-1E	$1,806	$21,672
O-2E	$1,956	$23,472
O-3E	$2,142	$25,704
Commissioned Officer
O-1	$1,518	$18,216
O-2	$1,764	$21,168
O-3	$2,022	$24,264
O-4	$2,157	$25,884
O-5	$2,172	$26,064
O-6	$2,178	$26,136
O-7	$2,214	$26,568

25 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the El Paso (TX279) Military Housing Area:

79821 79835 79836 79838 79849 79853 79901 79902 79903 79904 79905 79906 79907 79908 79912 79915 79924 79925 79927 79930 79932 79934 79935 79936 79938

Frequently Asked Questions

What is the BAH rate for an E-5 in El Paso?

The 2026 BAH rate for an E-5 with dependents in El Paso, TX is $1,809 per month ($21,708 per year). Without dependents, the rate is $1,437 per month.

How many ZIP codes are in the El Paso MHA?

The El Paso Military Housing Area (TX279) includes 25 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.