Updated February 2026

BAH Rates Rapid City/Ellsworth AFB, SD 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Rapid City/Ellsworth AFB military housing area (MHA: SD264), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,986

$23,832/year

E-5 without Dependents

$1,545

$18,540/year

O-3 with Dependents

$2,475

$29,700/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,800	$21,600
E-2	$1,800	$21,600
E-3	$1,800	$21,600
E-4	$1,800	$21,600
E-5	$1,986	$23,832
E-6	$2,211	$26,532
E-7	$2,307	$27,684
E-8	$2,409	$28,908
E-9	$2,538	$30,456
Warrant Officer
W-1	$2,229	$26,748
W-2	$2,349	$28,188
W-3	$2,478	$29,736
W-4	$2,559	$30,708
W-5	$2,664	$31,968
Commissioned Officer (Prior Enlisted)
O-1E	$2,322	$27,864
O-2E	$2,457	$29,484
O-3E	$2,574	$30,888
Commissioned Officer
O-1	$2,022	$24,264
O-2	$2,208	$26,496
O-3	$2,475	$29,700
O-4	$2,691	$32,292
O-5	$2,850	$34,200
O-6	$2,871	$34,452
O-7	$2,889	$34,668

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,440	$17,280
E-2	$1,440	$17,280
E-3	$1,440	$17,280
E-4	$1,440	$17,280
E-5	$1,545	$18,540
E-6	$1,656	$19,872
E-7	$1,806	$21,672
E-8	$2,037	$24,444
E-9	$2,094	$25,128
Warrant Officer
W-1	$1,746	$20,952
W-2	$2,034	$24,408
W-3	$2,103	$25,236
W-4	$2,226	$26,712
W-5	$2,328	$27,936
Commissioned Officer (Prior Enlisted)
O-1E	$1,983	$23,796
O-2E	$2,082	$24,984
O-3E	$2,202	$26,424
Commissioned Officer
O-1	$1,614	$19,368
O-2	$1,929	$23,148
O-3	$2,124	$25,488
O-4	$2,304	$27,648
O-5	$2,361	$28,332
O-6	$2,457	$29,484
O-7	$2,496	$29,952

12 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Rapid City/Ellsworth AFB (SD264) Military Housing Area:

57626 57706 57718 57736 57737 57758 57765 57769 57777 57785 57787 57792

Frequently Asked Questions

What is the BAH rate for an E-5 in Rapid City/Ellsworth AFB?

The 2026 BAH rate for an E-5 with dependents in Rapid City/Ellsworth AFB, SD is $1,986 per month ($23,832 per year). Without dependents, the rate is $1,545 per month.

How many ZIP codes are in the Rapid City/Ellsworth AFB MHA?

The Rapid City/Ellsworth AFB Military Housing Area (SD264) includes 12 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.