Updated February 2026

BAH Rates Sioux Falls, SD 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Sioux Falls military housing area (MHA: SD265), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,554

$18,648/year

E-5 without Dependents

$1,224

$14,688/year

O-3 with Dependents

$2,106

$25,272/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,428	$17,136
E-2	$1,428	$17,136
E-3	$1,428	$17,136
E-4	$1,428	$17,136
E-5	$1,554	$18,648
E-6	$2,025	$24,300
E-7	$2,055	$24,660
E-8	$2,085	$25,020
E-9	$2,169	$26,028
Warrant Officer
W-1	$2,046	$24,552
W-2	$2,067	$24,804
W-3	$2,109	$25,308
W-4	$2,193	$26,316
W-5	$2,307	$27,684
Commissioned Officer (Prior Enlisted)
O-1E	$2,058	$24,696
O-2E	$2,100	$25,200
O-3E	$2,211	$26,532
Commissioned Officer
O-1	$1,617	$19,404
O-2	$2,022	$24,264
O-3	$2,106	$25,272
O-4	$2,340	$28,080
O-5	$2,511	$30,132
O-6	$2,529	$30,348
O-7	$2,544	$30,528

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,107	$13,284
E-2	$1,107	$13,284
E-3	$1,107	$13,284
E-4	$1,107	$13,284
E-5	$1,224	$14,688
E-6	$1,518	$18,216
E-7	$1,542	$18,504
E-8	$1,653	$19,836
E-9	$1,791	$21,492
Warrant Officer
W-1	$1,536	$18,432
W-2	$1,650	$19,800
W-3	$1,809	$21,708
W-4	$2,028	$24,336
W-5	$2,061	$24,732
Commissioned Officer (Prior Enlisted)
O-1E	$1,551	$18,612
O-2E	$1,758	$21,096
O-3E	$2,019	$24,228
Commissioned Officer
O-1	$1,296	$15,552
O-2	$1,545	$18,540
O-3	$1,854	$22,248
O-4	$2,046	$24,552
O-5	$2,064	$24,768
O-6	$2,085	$25,020
O-7	$2,118	$25,416

17 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Sioux Falls (SD265) Military Housing Area:

57003 57005 57018 57020 57022 57030 57033 57035 57041 57055 57068 57103 57104 57105 57106 57107 57110

Frequently Asked Questions

What is the BAH rate for an E-5 in Sioux Falls?

The 2026 BAH rate for an E-5 with dependents in Sioux Falls, SD is $1,554 per month ($18,648 per year). Without dependents, the rate is $1,224 per month.

How many ZIP codes are in the Sioux Falls MHA?

The Sioux Falls Military Housing Area (SD265) includes 17 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all South Dakota BAH rates →

How Sioux Falls, SD BAH compares nationally

This is one of the country's lower-cost military housing areas: 254th of 299 MHAs, with an E-5-with-dependents rate of $1,554/mo — 32.1% under the $2,289 national average. Lower BAH cuts both ways: the allowance is smaller, but it typically stretches further against local rents.

This is the lowest-rate MHA of the 2 in the state; the highest, Rapid City/Ellsworth AFB, SD, pays the same E-5 $432 more per month.

Across enlisted grades here, having dependents adds an average of $383/mo (28.5%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.