Updated February 2026

BAH Rates Eugene, OR 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Eugene military housing area (MHA: OR246), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$2,187

$26,244/year

E-5 without Dependents

$1,827

$21,924/year

O-3 with Dependents

$2,766

$33,192/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,046	$24,552
E-2	$2,046	$24,552
E-3	$2,046	$24,552
E-4	$2,046	$24,552
E-5	$2,187	$26,244
E-6	$2,481	$29,772
E-7	$2,583	$30,996
E-8	$2,694	$32,328
E-9	$2,856	$34,272
Warrant Officer
W-1	$2,499	$29,988
W-2	$2,628	$31,536
W-3	$2,769	$33,228
W-4	$2,889	$34,668
W-5	$3,042	$36,504
Commissioned Officer (Prior Enlisted)
O-1E	$2,601	$31,212
O-2E	$2,748	$32,976
O-3E	$2,913	$34,956
Commissioned Officer
O-1	$2,229	$26,748
O-2	$2,478	$29,736
O-3	$2,766	$33,192
O-4	$3,090	$37,080
O-5	$3,324	$39,888
O-6	$3,351	$40,212
O-7	$3,375	$40,500

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,701	$20,412
E-2	$1,701	$20,412
E-3	$1,701	$20,412
E-4	$1,701	$20,412
E-5	$1,827	$21,924
E-6	$1,914	$22,968
E-7	$2,049	$24,588
E-8	$2,250	$27,000
E-9	$2,331	$27,972
Warrant Officer
W-1	$2,010	$24,120
W-2	$2,247	$26,964
W-3	$2,343	$28,116
W-4	$2,499	$29,988
W-5	$2,607	$31,284
Commissioned Officer (Prior Enlisted)
O-1E	$2,184	$26,208
O-2E	$2,313	$27,756
O-3E	$2,472	$29,664
Commissioned Officer
O-1	$1,902	$22,824
O-2	$2,145	$25,740
O-3	$2,370	$28,440
O-4	$2,583	$30,996
O-5	$2,643	$31,716
O-6	$2,748	$32,976
O-7	$2,793	$33,516

35 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Eugene (OR246) Military Housing Area:

97401 97402 97403 97404 97405 97408 97412 97413 97419 97424 97426 97427 97430 97431 97434 97437 97438 97439 97448 97451 97452 97453 97454 97455 97461 97463 97477 97478 97480 97487 97488 97489 97490 97492 97493

Frequently Asked Questions

What is the BAH rate for an E-5 in Eugene?

The 2026 BAH rate for an E-5 with dependents in Eugene, OR is $2,187 per month ($26,244 per year). Without dependents, the rate is $1,827 per month.

How many ZIP codes are in the Eugene MHA?

The Eugene Military Housing Area (OR246) includes 35 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.