Updated February 2026

BAH Rates Coos Bay, OR 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Coos Bay military housing area (MHA: OR242), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,779

$21,348/year

E-5 without Dependents

$1,428

$17,136/year

O-3 with Dependents

$2,697

$32,364/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,635	$19,620
E-2	$1,635	$19,620
E-3	$1,635	$19,620
E-4	$1,635	$19,620
E-5	$1,779	$21,348
E-6	$2,214	$26,568
E-7	$2,391	$28,692
E-8	$2,583	$30,996
E-9	$2,772	$33,264
Warrant Officer
W-1	$2,238	$26,856
W-2	$2,469	$29,628
W-3	$2,706	$32,472
W-4	$2,796	$33,552
W-5	$2,910	$34,920
Commissioned Officer (Prior Enlisted)
O-1E	$2,427	$29,124
O-2E	$2,670	$32,040
O-3E	$2,814	$33,768
Commissioned Officer
O-1	$1,839	$22,068
O-2	$2,211	$26,532
O-3	$2,697	$32,364
O-4	$2,943	$35,316
O-5	$3,117	$37,404
O-6	$3,141	$37,692
O-7	$3,162	$37,944

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,341	$16,092
E-2	$1,341	$16,092
E-3	$1,341	$16,092
E-4	$1,341	$16,092
E-5	$1,428	$17,136
E-6	$1,662	$19,944
E-7	$1,794	$21,528
E-8	$1,938	$23,256
E-9	$2,079	$24,948
Warrant Officer
W-1	$1,680	$20,160
W-2	$1,869	$22,428
W-3	$2,082	$24,984
W-4	$2,253	$27,036
W-5	$2,433	$29,196
Commissioned Officer (Prior Enlisted)
O-1E	$1,821	$21,852
O-2E	$2,004	$24,048
O-3E	$2,208	$26,496
Commissioned Officer
O-1	$1,488	$17,856
O-2	$1,797	$21,564
O-3	$2,085	$25,020
O-4	$2,400	$28,800
O-5	$2,508	$30,096
O-6	$2,685	$32,220
O-7	$2,730	$32,760

Frequently Asked Questions

What is the BAH rate for an E-5 in Coos Bay?

The 2026 BAH rate for an E-5 with dependents in Coos Bay, OR is $1,779 per month ($21,348 per year). Without dependents, the rate is $1,428 per month.

How many ZIP codes are in the Coos Bay MHA?

The Coos Bay Military Housing Area code is OR242.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all Oregon BAH rates →

How Coos Bay, OR BAH compares nationally

BAH for Coos Bay, OR comes in below the national average — $1,779/mo for an E-5 with dependents, 22.3% under the $2,289 average across 299 MHAs (217th overall).

This is the lowest-rate MHA of the 6 in the state; the highest, Corvallis, OR, pays the same E-5 $609 more per month.

Across enlisted grades here, having dependents adds an average of $446/mo (27.3%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.