Updated February 2026

BAH Rates Grand Forks, ND 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Grand Forks military housing area (MHA: ND190), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,731

$20,772/year

E-5 without Dependents

$1,299

$15,588/year

O-3 with Dependents

$2,199

$26,388/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,518	$18,216
E-2	$1,518	$18,216
E-3	$1,518	$18,216
E-4	$1,518	$18,216
E-5	$1,731	$20,772
E-6	$2,004	$24,048
E-7	$2,073	$24,876
E-8	$2,151	$25,812
E-9	$2,277	$27,324
Warrant Officer
W-1	$2,022	$24,264
W-2	$2,106	$25,272
W-3	$2,202	$26,424
W-4	$2,307	$27,684
W-5	$2,439	$29,268
Commissioned Officer (Prior Enlisted)
O-1E	$2,085	$25,020
O-2E	$2,184	$26,208
O-3E	$2,325	$27,900
Commissioned Officer
O-1	$1,770	$21,240
O-2	$2,001	$24,012
O-3	$2,199	$26,388
O-4	$2,478	$29,736
O-5	$2,682	$32,184
O-6	$2,703	$32,436
O-7	$2,718	$32,616

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,233	$14,796
E-2	$1,233	$14,796
E-3	$1,233	$14,796
E-4	$1,233	$14,796
E-5	$1,299	$15,588
E-6	$1,500	$18,000
E-7	$1,554	$18,648
E-8	$1,791	$21,492
E-9	$1,863	$22,356
Warrant Officer
W-1	$1,518	$18,216
W-2	$1,788	$21,456
W-3	$1,875	$22,500
W-4	$2,013	$24,156
W-5	$2,091	$25,092
Commissioned Officer (Prior Enlisted)
O-1E	$1,728	$20,736
O-2E	$1,848	$22,176
O-3E	$1,995	$23,940
Commissioned Officer
O-1	$1,329	$15,948
O-2	$1,662	$19,944
O-3	$1,902	$22,824
O-4	$2,070	$24,840
O-5	$2,109	$25,308
O-6	$2,178	$26,136
O-7	$2,214	$26,568

15 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Grand Forks (ND190) Military Housing Area:

58201 58202 58203 58204 58214 58228 58235 58244 58251 58256 58258 58266 58267 58275 58278

Frequently Asked Questions

What is the BAH rate for an E-5 in Grand Forks?

The 2026 BAH rate for an E-5 with dependents in Grand Forks, ND is $1,731 per month ($20,772 per year). Without dependents, the rate is $1,299 per month.

How many ZIP codes are in the Grand Forks MHA?

The Grand Forks Military Housing Area (ND190) includes 15 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all North Dakota BAH rates →

How Grand Forks, ND BAH compares nationally

BAH for Grand Forks, ND comes in below the national average — $1,731/mo for an E-5 with dependents, 24.4% under the $2,289 average across 299 MHAs (222nd overall).

Within the state, this is the highest-rate MHA of 4; the lowest is Minot AFB, ND at $1,548/mo for the same E-5 — a $183 monthly spread that matters if you have any say in your assignment.

Across enlisted grades here, having dependents adds an average of $374/mo (26.1%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.