E-7 BAH Rates in Charlotte, NC (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-7 (Sergeant First Class (SFC)) stationed in Charlotte, NC is $2,457 per month with dependents and $2,007 per month without dependents. This rate is $245 below the national average for E-7.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-7 base pay of $6,000.9/mo (at 16 years of service) and BAS of $476.95/mo, total monthly compensation in Charlotte is approximately $8,934.85 with dependents or $8,484.85 without.

E-7 BAH: Charlotte vs National Average

	Charlotte	National Avg	Difference
With Dependents	$2,457	$2,702	−$245
Without Dependents	$2,007	$2,158	−$151

E-7 Total Monthly Compensation in Charlotte

Here is how E-7 pay breaks down for a service member with 16 years of service stationed in Charlotte:

Component	With Dependents	Without Dependents
Base Pay	$6,000.9	$6,000.9
BAH	$2,457	$2,007
BAS	$476.95	$476.95
Total	$8,934.85	$8,484.85

Base pay shown for 16 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Charlotte

• E-3 — $2,004/mo
• E-4 — $2,004/mo
• E-5 — $2,169/mo
• E-6 — $2,436/mo
• O-1 — $2,211/mo
• O-2 — $2,433/mo
• O-3 — $2,472/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-7 in Charlotte?

The 2026 E-7 BAH rate in Charlotte is $2,457/mo with dependents and $2,007/mo without dependents.

What is the total monthly pay for E-7 in Charlotte?

An E-7 with 16 years of service in Charlotte earns approximately $8,934.85/mo total compensation with dependents (base pay $6,000.9 + BAH $2,457 + BAS $476.95). Without dependents: $8,484.85/mo.

Is Charlotte BAH above or below average?

E-7 BAH in Charlotte is $245 below the national average of $2,702/mo with dependents.

View all North Carolina BAH rates →