E-5 BAH Rates in Charlotte, NC (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-5 (Sergeant (SGT)) stationed in Charlotte, NC is $2,169 per month with dependents and $1,719 per month without dependents. This rate is $120 below the national average for E-5.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-5 base pay of $4,110/mo (at 6 years of service) and BAS of $476.95/mo, total monthly compensation in Charlotte is approximately $6,755.95 with dependents or $6,305.95 without.

E-5 BAH: Charlotte vs National Average

	Charlotte	National Avg	Difference
With Dependents	$2,169	$2,289	−$120
Without Dependents	$1,719	$1,871	−$152

E-5 Total Monthly Compensation in Charlotte

Here is how E-5 pay breaks down for a service member with 6 years of service stationed in Charlotte:

Component	With Dependents	Without Dependents
Base Pay	$4,110	$4,110
BAH	$2,169	$1,719
BAS	$476.95	$476.95
Total	$6,755.95	$6,305.95

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Charlotte

• E-3 — $2,004/mo
• E-4 — $2,004/mo
• E-6 — $2,436/mo
• E-7 — $2,457/mo
• O-1 — $2,211/mo
• O-2 — $2,433/mo
• O-3 — $2,472/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-5 in Charlotte?

The 2026 E-5 BAH rate in Charlotte is $2,169/mo with dependents and $1,719/mo without dependents.

What is the total monthly pay for E-5 in Charlotte?

An E-5 with 6 years of service in Charlotte earns approximately $6,755.95/mo total compensation with dependents (base pay $4,110 + BAH $2,169 + BAS $476.95). Without dependents: $6,305.95/mo.

Is Charlotte BAH above or below average?

E-5 BAH in Charlotte is $120 below the national average of $2,289/mo with dependents.

View all North Carolina BAH rates →