E-4 BAH Rates in Charlotte, NC (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in Charlotte, NC is $2,004 per month with dependents and $1,518 per month without dependents. This rate is $125 below the national average for E-4.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in Charlotte is approximately $6,139.45 with dependents or $5,653.45 without.

E-4 BAH: Charlotte vs National Average

	Charlotte	National Avg	Difference
With Dependents	$2,004	$2,129	−$125
Without Dependents	$1,518	$1,683	−$165

E-4 Total Monthly Compensation in Charlotte

Here is how E-4 pay breaks down for a service member with 4 years of service stationed in Charlotte:

Component	With Dependents	Without Dependents
Base Pay	$3,658.5	$3,658.5
BAH	$2,004	$1,518
BAS	$476.95	$476.95
Total	$6,139.45	$5,653.45

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Charlotte

• E-3 — $2,004/mo
• E-5 — $2,169/mo
• E-6 — $2,436/mo
• E-7 — $2,457/mo
• O-1 — $2,211/mo
• O-2 — $2,433/mo
• O-3 — $2,472/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-4 in Charlotte?

The 2026 E-4 BAH rate in Charlotte is $2,004/mo with dependents and $1,518/mo without dependents.

What is the total monthly pay for E-4 in Charlotte?

An E-4 with 4 years of service in Charlotte earns approximately $6,139.45/mo total compensation with dependents (base pay $3,658.5 + BAH $2,004 + BAS $476.95). Without dependents: $5,653.45/mo.

Is Charlotte BAH above or below average?

E-4 BAH in Charlotte is $125 below the national average of $2,129/mo with dependents.

View all North Carolina BAH rates →