Updated February 2026

BAH Rates Camp Lejeune, NC 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Camp Lejeune military housing area (MHA: NC178), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,584

$19,008/year

E-5 without Dependents

$1,476

$17,712/year

O-3 with Dependents

$2,085

$25,020/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,578	$18,936
E-2	$1,578	$18,936
E-3	$1,578	$18,936
E-4	$1,578	$18,936
E-5	$1,584	$19,008
E-6	$1,944	$23,328
E-7	$1,995	$23,940
E-8	$2,049	$24,588
E-9	$2,160	$25,920
Warrant Officer
W-1	$1,962	$23,544
W-2	$2,016	$24,192
W-3	$2,088	$25,056
W-4	$2,187	$26,244
W-5	$2,316	$27,792
Commissioned Officer (Prior Enlisted)
O-1E	$2,001	$24,012
O-2E	$2,073	$24,876
O-3E	$2,208	$26,496
Commissioned Officer
O-1	$1,635	$19,620
O-2	$1,941	$23,292
O-3	$2,085	$25,020
O-4	$2,355	$28,260
O-5	$2,553	$30,636
O-6	$2,571	$30,852
O-7	$2,586	$31,032

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,323	$15,876
E-2	$1,323	$15,876
E-3	$1,323	$15,876
E-4	$1,323	$15,876
E-5	$1,476	$17,712
E-6	$1,569	$18,828
E-7	$1,593	$19,116
E-8	$1,662	$19,944
E-9	$1,761	$21,132
Warrant Officer
W-1	$1,590	$19,080
W-2	$1,659	$19,908
W-3	$1,776	$21,312
W-4	$1,950	$23,400
W-5	$2,004	$24,048
Commissioned Officer (Prior Enlisted)
O-1E	$1,599	$19,188
O-2E	$1,740	$20,880
O-3E	$1,935	$23,220
Commissioned Officer
O-1	$1,566	$18,792
O-2	$1,596	$19,152
O-3	$1,809	$21,708
O-4	$1,989	$23,868
O-5	$2,016	$24,192
O-6	$2,064	$24,768
O-7	$2,097	$25,164

12 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Camp Lejeune (NC178) Military Housing Area:

28445 28454 28460 28539 28540 28543 28544 28546 28547 28555 28574 28582

Frequently Asked Questions

What is the BAH rate for an E-5 in Camp Lejeune?

The 2026 BAH rate for an E-5 with dependents in Camp Lejeune, NC is $1,584 per month ($19,008 per year). Without dependents, the rate is $1,476 per month.

How many ZIP codes are in the Camp Lejeune MHA?

The Camp Lejeune Military Housing Area (NC178) includes 12 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.