O-2 BAH Rates in Long Island, NY (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Long Island, NY is $4,770 per month with dependents and $4,326 per month without dependents. This rate is $2,162 above the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Long Island is approximately $11,582.98 with dependents or $11,138.98 without.
O-2 BAH: Long Island vs National Average
| Long Island | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $4,770 | $2,608 | +$2,162 |
| Without Dependents | $4,326 | $2,243 | +$2,083 |
O-2 Total Monthly Compensation in Long Island
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Long Island:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $4,770 | $4,326 |
| BAS | $328.48 | $328.48 |
| Total | $11,582.98 | $11,138.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Long Island
- E-3 — $4,122/mo
- E-4 — $4,122/mo
- E-5 — $4,425/mo
- E-6 — $4,773/mo
- E-7 — $4,878/mo
- O-1 — $4,473/mo
- O-3 — $5,061/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in Long Island?
The 2026 O-2 BAH rate in Long Island is $4,770/mo with dependents and $4,326/mo without dependents.
What is the total monthly pay for O-2 in Long Island?
An O-2 with 4 years of service in Long Island earns approximately $11,582.98/mo total compensation with dependents (base pay $6,484.5 + BAH $4,770 + BAS $328.48). Without dependents: $11,138.98/mo.
Is Long Island BAH above or below average?
O-2 BAH in Long Island is $2,162 above the national average of $2,608/mo with dependents.
O-2 BAH in Long Island, NY, in context
An O-2 with dependents in Long Island, NY draws $4,770/mo — 82.9% above the national average of $2,608 for this grade (8th of 299 MHAs). Without dependents the rate is $4,326/mo, a $444 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $291/mo (to $5,061), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.