O-1 BAH Rates in Long Island, NY (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Long Island, NY is $4,473 per month with dependents and $3,816 per month without dependents. This rate is $2,138 above the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Long Island is approximately $9,121.48 with dependents or $8,464.48 without.
O-1 BAH: Long Island vs National Average
| Long Island | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $4,473 | $2,335 | +$2,138 |
| Without Dependents | $3,816 | $1,975 | +$1,841 |
O-1 Total Monthly Compensation in Long Island
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Long Island:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $4,473 | $3,816 |
| BAS | $328.48 | $328.48 |
| Total | $9,121.48 | $8,464.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Long Island
- E-3 — $4,122/mo
- E-4 — $4,122/mo
- E-5 — $4,425/mo
- E-6 — $4,773/mo
- E-7 — $4,878/mo
- O-2 — $4,770/mo
- O-3 — $5,061/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in Long Island?
The 2026 O-1 BAH rate in Long Island is $4,473/mo with dependents and $3,816/mo without dependents.
What is the total monthly pay for O-1 in Long Island?
An O-1 with 2 years of service in Long Island earns approximately $9,121.48/mo total compensation with dependents (base pay $4,320 + BAH $4,473 + BAS $328.48). Without dependents: $8,464.48/mo.
Is Long Island BAH above or below average?
O-1 BAH in Long Island is $2,138 above the national average of $2,335/mo with dependents.
O-1 BAH in Long Island, NY, in context
An O-1 with dependents in Long Island, NY draws $4,473/mo — 91.6% above the national average of $2,335 for this grade (7th of 299 MHAs). Without dependents the rate is $3,816/mo, a $657 difference.
Promotion changes housing money here: pinning on O-2 raises BAH in this MHA by $297/mo (to $4,770), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.