E-3 BAH Rates in Long Island, NY (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-3 (Private First Class (PFC)) stationed in Long Island, NY is $4,122 per month with dependents and $3,189 per month without dependents. This rate is $1,993 above the national average for E-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-3 base pay of $3,015/mo (at 2 years of service) and BAS of $476.95/mo, total monthly compensation in Long Island is approximately $7,613.95 with dependents or $6,680.95 without.
E-3 BAH: Long Island vs National Average
| Long Island | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $4,122 | $2,129 | +$1,993 |
| Without Dependents | $3,189 | $1,683 | +$1,506 |
E-3 Total Monthly Compensation in Long Island
Here is how E-3 pay breaks down for a service member with 2 years of service stationed in Long Island:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,015 | $3,015 |
| BAH | $4,122 | $3,189 |
| BAS | $476.95 | $476.95 |
| Total | $7,613.95 | $6,680.95 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Long Island
- E-4 — $4,122/mo
- E-5 — $4,425/mo
- E-6 — $4,773/mo
- E-7 — $4,878/mo
- O-1 — $4,473/mo
- O-2 — $4,770/mo
- O-3 — $5,061/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-3 in Long Island?
The 2026 E-3 BAH rate in Long Island is $4,122/mo with dependents and $3,189/mo without dependents.
What is the total monthly pay for E-3 in Long Island?
An E-3 with 2 years of service in Long Island earns approximately $7,613.95/mo total compensation with dependents (base pay $3,015 + BAH $4,122 + BAS $476.95). Without dependents: $6,680.95/mo.
Is Long Island BAH above or below average?
E-3 BAH in Long Island is $1,993 above the national average of $2,129/mo with dependents.
E-3 BAH in Long Island, NY, in context
An E-3 with dependents in Long Island, NY draws $4,122/mo — 93.6% above the national average of $2,129 for this grade (8th of 299 MHAs). Without dependents the rate is $3,189/mo, a $933 difference.
Worth knowing: promotion to E-4 does not raise BAH in this MHA — both grades draw $4,122/mo with dependents. The housing bump at junior grades often arrives later than the stripe.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.