Updated February 2026

BAH Rates Long Island, NY 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Long Island military housing area (MHA: NY218), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$4,425

$53,100/year

E-5 without Dependents

$3,600

$43,200/year

O-3 with Dependents

$5,061

$60,732/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$4,122	$49,464
E-2	$4,122	$49,464
E-3	$4,122	$49,464
E-4	$4,122	$49,464
E-5	$4,425	$53,100
E-6	$4,773	$57,276
E-7	$4,878	$58,536
E-8	$4,992	$59,904
E-9	$5,187	$62,244
Warrant Officer
W-1	$4,791	$57,492
W-2	$4,923	$59,076
W-3	$5,064	$60,768
W-4	$5,229	$62,748
W-5	$5,436	$65,232
Commissioned Officer (Prior Enlisted)
O-1E	$4,896	$58,752
O-2E	$5,043	$60,516
O-3E	$5,262	$63,144
Commissioned Officer
O-1	$4,473	$53,676
O-2	$4,770	$57,240
O-3	$5,061	$60,732
O-4	$5,502	$66,024
O-5	$5,823	$69,876
O-6	$5,874	$70,488
O-7	$5,922	$71,064

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$3,189	$38,268
E-2	$3,189	$38,268
E-3	$3,189	$38,268
E-4	$3,189	$38,268
E-5	$3,600	$43,200
E-6	$3,852	$46,224
E-7	$4,134	$49,608
E-8	$4,500	$54,000
E-9	$4,596	$55,152
Warrant Officer
W-1	$4,023	$48,276
W-2	$4,497	$53,964
W-3	$4,611	$55,332
W-4	$4,791	$57,492
W-5	$4,902	$58,824
Commissioned Officer (Prior Enlisted)
O-1E	$4,422	$53,064
O-2E	$4,575	$54,900
O-3E	$4,764	$57,168
Commissioned Officer
O-1	$3,816	$45,792
O-2	$4,326	$51,912
O-3	$4,644	$55,728
O-4	$4,878	$58,536
O-5	$4,938	$59,256
O-6	$5,043	$60,516
O-7	$5,136	$61,632

Frequently Asked Questions

What is the BAH rate for an E-5 in Long Island?

The 2026 BAH rate for an E-5 with dependents in Long Island, NY is $4,425 per month ($53,100 per year). Without dependents, the rate is $3,600 per month.

How many ZIP codes are in the Long Island MHA?

The Long Island Military Housing Area code is NY218.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.