O-2 BAH Rates in Buffalo, NY (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Buffalo, NY is $2,550 per month with dependents and $2,166 per month without dependents. This rate is $58 below the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Buffalo is approximately $9,362.98 with dependents or $8,978.98 without.

O-2 BAH: Buffalo vs National Average

	Buffalo	National Avg	Difference
With Dependents	$2,550	$2,608	−$58
Without Dependents	$2,166	$2,243	−$77

O-2 Total Monthly Compensation in Buffalo

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Buffalo:

Component	With Dependents	Without Dependents
Base Pay	$6,484.5	$6,484.5
BAH	$2,550	$2,166
BAS	$328.48	$328.48
Total	$9,362.98	$8,978.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Buffalo

• E-3 — $2,055/mo
• E-4 — $2,055/mo
• E-5 — $2,214/mo
• E-6 — $2,553/mo
• E-7 — $2,631/mo
• O-1 — $2,262/mo
• O-3 — $2,772/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in Buffalo?

The 2026 O-2 BAH rate in Buffalo is $2,550/mo with dependents and $2,166/mo without dependents.

What is the total monthly pay for O-2 in Buffalo?

An O-2 with 4 years of service in Buffalo earns approximately $9,362.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,550 + BAS $328.48). Without dependents: $8,978.98/mo.

Is Buffalo BAH above or below average?

O-2 BAH in Buffalo is $58 below the national average of $2,608/mo with dependents.

View all New York BAH rates →