O-1 BAH Rates in Buffalo, NY (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Buffalo, NY is $2,262 per month with dependents and $1,890 per month without dependents. This rate is $73 below the national average for O-1.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Buffalo is approximately $6,910.48 with dependents or $6,538.48 without.

O-1 BAH: Buffalo vs National Average

	Buffalo	National Avg	Difference
With Dependents	$2,262	$2,335	−$73
Without Dependents	$1,890	$1,975	−$85

O-1 Total Monthly Compensation in Buffalo

Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Buffalo:

Component	With Dependents	Without Dependents
Base Pay	$4,320	$4,320
BAH	$2,262	$1,890
BAS	$328.48	$328.48
Total	$6,910.48	$6,538.48

Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Buffalo

• E-3 — $2,055/mo
• E-4 — $2,055/mo
• E-5 — $2,214/mo
• E-6 — $2,553/mo
• E-7 — $2,631/mo
• O-2 — $2,550/mo
• O-3 — $2,772/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-1 in Buffalo?

The 2026 O-1 BAH rate in Buffalo is $2,262/mo with dependents and $1,890/mo without dependents.

What is the total monthly pay for O-1 in Buffalo?

An O-1 with 2 years of service in Buffalo earns approximately $6,910.48/mo total compensation with dependents (base pay $4,320 + BAH $2,262 + BAS $328.48). Without dependents: $6,538.48/mo.

Is Buffalo BAH above or below average?

O-1 BAH in Buffalo is $73 below the national average of $2,335/mo with dependents.

View all New York BAH rates →