E-3 BAH Rates in Buffalo, NY (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-3 (Private First Class (PFC)) stationed in Buffalo, NY is $2,055 per month with dependents and $1,623 per month without dependents. This rate is $74 below the national average for E-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-3 base pay of $3,015/mo (at 2 years of service) and BAS of $476.95/mo, total monthly compensation in Buffalo is approximately $5,546.95 with dependents or $5,114.95 without.
E-3 BAH: Buffalo vs National Average
| Buffalo | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,055 | $2,129 | −$74 |
| Without Dependents | $1,623 | $1,683 | −$60 |
E-3 Total Monthly Compensation in Buffalo
Here is how E-3 pay breaks down for a service member with 2 years of service stationed in Buffalo:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,015 | $3,015 |
| BAH | $2,055 | $1,623 |
| BAS | $476.95 | $476.95 |
| Total | $5,546.95 | $5,114.95 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Buffalo
- E-4 — $2,055/mo
- E-5 — $2,214/mo
- E-6 — $2,553/mo
- E-7 — $2,631/mo
- O-1 — $2,262/mo
- O-2 — $2,550/mo
- O-3 — $2,772/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-3 in Buffalo?
The 2026 E-3 BAH rate in Buffalo is $2,055/mo with dependents and $1,623/mo without dependents.
What is the total monthly pay for E-3 in Buffalo?
An E-3 with 2 years of service in Buffalo earns approximately $5,546.95/mo total compensation with dependents (base pay $3,015 + BAH $2,055 + BAS $476.95). Without dependents: $5,114.95/mo.
Is Buffalo BAH above or below average?
E-3 BAH in Buffalo is $74 below the national average of $2,129/mo with dependents.
E-3 BAH in Buffalo, NY, in context
An E-3 with dependents in Buffalo, NY draws $2,055/mo — 3.5% below the national average of $2,129 for this grade (129th of 299 MHAs). Without dependents the rate is $1,623/mo, a $432 difference.
Worth knowing: promotion to E-4 does not raise BAH in this MHA — both grades draw $2,055/mo with dependents. The housing bump at junior grades often arrives later than the stripe.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.