O-2 BAH Rates in Helena, MT (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Helena, MT is $2,526 per month with dependents and $1,971 per month without dependents. This rate is $82 below the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Helena is approximately $9,338.98 with dependents or $8,783.98 without.
O-2 BAH: Helena vs National Average
| Helena | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,526 | $2,608 | −$82 |
| Without Dependents | $1,971 | $2,243 | −$272 |
O-2 Total Monthly Compensation in Helena
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Helena:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $2,526 | $1,971 |
| BAS | $328.48 | $328.48 |
| Total | $9,338.98 | $8,783.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Helena
- E-3 — $1,752/mo
- E-4 — $1,752/mo
- E-5 — $1,887/mo
- E-6 — $2,535/mo
- E-7 — $2,622/mo
- O-1 — $1,968/mo
- O-3 — $2,772/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in Helena?
The 2026 O-2 BAH rate in Helena is $2,526/mo with dependents and $1,971/mo without dependents.
What is the total monthly pay for O-2 in Helena?
An O-2 with 4 years of service in Helena earns approximately $9,338.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,526 + BAS $328.48). Without dependents: $8,783.98/mo.
Is Helena BAH above or below average?
O-2 BAH in Helena is $82 below the national average of $2,608/mo with dependents.
O-2 BAH in Helena, MT, in context
An O-2 with dependents in Helena, MT draws $2,526/mo — 3.1% below the national average of $2,608 for this grade (129th of 299 MHAs). Without dependents the rate is $1,971/mo, a $555 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $246/mo (to $2,772), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.