O-2 BAH Rates in Helena, MT (2026)

With Dependents
$2,526
per month
Without Dependents
$1,971
per month
Total Comp (w/ dep)
$9,338.98
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Helena, MT is $2,526 per month with dependents and $1,971 per month without dependents. This rate is $82 below the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Helena is approximately $9,338.98 with dependents or $8,783.98 without.

O-2 BAH: Helena vs National Average

HelenaNational AvgDifference
With Dependents$2,526$2,608−$82
Without Dependents$1,971$2,243−$272

O-2 Total Monthly Compensation in Helena

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Helena:

ComponentWith DependentsWithout Dependents
Base Pay$6,484.5$6,484.5
BAH$2,526$1,971
BAS$328.48$328.48
Total$9,338.98$8,783.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Helena

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in Helena?

The 2026 O-2 BAH rate in Helena is $2,526/mo with dependents and $1,971/mo without dependents.

What is the total monthly pay for O-2 in Helena?

An O-2 with 4 years of service in Helena earns approximately $9,338.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,526 + BAS $328.48). Without dependents: $8,783.98/mo.

Is Helena BAH above or below average?

O-2 BAH in Helena is $82 below the national average of $2,608/mo with dependents.

View all Montana BAH rates →

O-2 BAH in Helena, MT, in context

An O-2 with dependents in Helena, MT draws $2,526/mo — 3.1% below the national average of $2,608 for this grade (129th of 299 MHAs). Without dependents the rate is $1,971/mo, a $555 difference.

Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $246/mo (to $2,772), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.