O-1 BAH Rates in Helena, MT (2026)

With Dependents
$1,968
per month
Without Dependents
$1,614
per month
Total Comp (w/ dep)
$6,616.48
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Helena, MT is $1,968 per month with dependents and $1,614 per month without dependents. This rate is $367 below the national average for O-1.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Helena is approximately $6,616.48 with dependents or $6,262.48 without.

O-1 BAH: Helena vs National Average

HelenaNational AvgDifference
With Dependents$1,968$2,335−$367
Without Dependents$1,614$1,975−$361

O-1 Total Monthly Compensation in Helena

Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Helena:

ComponentWith DependentsWithout Dependents
Base Pay$4,320$4,320
BAH$1,968$1,614
BAS$328.48$328.48
Total$6,616.48$6,262.48

Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Helena

Frequently Asked Questions

What is the 2026 BAH rate for O-1 in Helena?

The 2026 O-1 BAH rate in Helena is $1,968/mo with dependents and $1,614/mo without dependents.

What is the total monthly pay for O-1 in Helena?

An O-1 with 2 years of service in Helena earns approximately $6,616.48/mo total compensation with dependents (base pay $4,320 + BAH $1,968 + BAS $328.48). Without dependents: $6,262.48/mo.

Is Helena BAH above or below average?

O-1 BAH in Helena is $367 below the national average of $2,335/mo with dependents.

View all Montana BAH rates →

O-1 BAH in Helena, MT, in context

An O-1 with dependents in Helena, MT draws $1,968/mo — 15.7% below the national average of $2,335 for this grade (182nd of 299 MHAs). Without dependents the rate is $1,614/mo, a $354 difference.

Promotion changes housing money here: pinning on O-2 raises BAH in this MHA by $558/mo (to $2,526), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.