Updated February 2026
BAH Rates in Montana 2026
There are 2 military housing areas in Montana. In 2026, BAH rates for an E-5 with dependents range from $1,608/month in Malmstrom Sfb/Great Falls to $1,887/month in Helena. Rates are set annually by the Department of Defense based on local rental market surveys.
Find BAH Rates by ZIP Code
Highest E-5 w/Dep
$1,887
Helena
Lowest E-5 w/Dep
$1,608
Malmstrom Sfb/Great Falls
Housing Areas
2
MHAs in MT
| Location | E-5 w/Dep | E-5 w/o Dep | O-3 w/Dep |
|---|---|---|---|
| Helena | $1,887 | $1,572 | $2,772 |
| Malmstrom Sfb/Great Falls | $1,608 | $1,392 | $2,268 |
How Montana BAH compares
Montana's 2 military housing areas average $1,748/mo for an E-5 with dependents — 23.6% below the national MHA average of $2,289. The spread inside the state is real money: Helena, MT tops the table at $1,887/mo while Malmstrom Sfb/Great Falls, MT sits at $1,608/mo — a $279 monthly difference for the same rank and dependency status.
Computed from the official 2026 BAH rate file. Benchmark: E-5 with dependents across 299 market-priced MHAs nationwide.