Updated February 2026

BAH Rates Columbia/Jefferson City, MO 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Columbia/Jefferson City military housing area (MHA: MO165), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,377

$16,524/year

E-5 without Dependents

$1,161

$13,932/year

O-3 with Dependents

$2,118

$25,416/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,284	$15,408
E-2	$1,284	$15,408
E-3	$1,284	$15,408
E-4	$1,284	$15,408
E-5	$1,377	$16,524
E-6	$1,623	$19,476
E-7	$1,803	$21,636
E-8	$2,001	$24,012
E-9	$2,199	$26,388
Warrant Officer
W-1	$1,644	$19,728
W-2	$1,884	$22,608
W-3	$2,127	$25,524
W-4	$2,226	$26,712
W-5	$2,352	$28,224
Commissioned Officer (Prior Enlisted)
O-1E	$1,839	$22,068
O-2E	$2,091	$25,092
O-3E	$2,247	$26,964
Commissioned Officer
O-1	$1,413	$16,956
O-2	$1,620	$19,440
O-3	$2,118	$25,416
O-4	$2,391	$28,692
O-5	$2,583	$30,996
O-6	$2,604	$31,248
O-7	$2,619	$31,428

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,134	$13,608
E-2	$1,134	$13,608
E-3	$1,134	$13,608
E-4	$1,134	$13,608
E-5	$1,161	$13,932
E-6	$1,215	$14,580
E-7	$1,353	$16,236
E-8	$1,500	$18,000
E-9	$1,650	$19,800
Warrant Officer
W-1	$1,266	$15,192
W-2	$1,428	$17,136
W-3	$1,653	$19,836
W-4	$1,689	$20,268
W-5	$1,848	$22,176
Commissioned Officer (Prior Enlisted)
O-1E	$1,380	$16,560
O-2E	$1,569	$18,828
O-3E	$1,686	$20,232
Commissioned Officer
O-1	$1,191	$14,292
O-2	$1,356	$16,272
O-3	$1,656	$19,872
O-4	$1,812	$21,744
O-5	$1,938	$23,256
O-6	$2,106	$25,272
O-7	$2,139	$25,668

18 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Columbia/Jefferson City (MO165) Military Housing Area:

65010 65023 65032 65039 65040 65053 65074 65076 65101 65109 65201 65202 65203 65240 65255 65256 65279 65284

Frequently Asked Questions

What is the BAH rate for an E-5 in Columbia/Jefferson City?

The 2026 BAH rate for an E-5 with dependents in Columbia/Jefferson City, MO is $1,377 per month ($16,524 per year). Without dependents, the rate is $1,161 per month.

How many ZIP codes are in the Columbia/Jefferson City MHA?

The Columbia/Jefferson City Military Housing Area (MO165) includes 18 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.