Updated February 2026
BAH Rates in Missouri 2026
There are 6 military housing areas in Missouri. In 2026, BAH rates for an E-5 with dependents range from $1,377/month in Columbia/Jefferson City to $2,436/month in St.. Louis. Rates are set annually by the Department of Defense based on local rental market surveys.
Find BAH Rates by ZIP Code
Highest E-5 w/Dep
$2,436
St.. Louis
Lowest E-5 w/Dep
$1,377
Columbia/Jefferson City
Housing Areas
6
MHAs in MO
| Location | E-5 w/Dep | E-5 w/o Dep | O-3 w/Dep |
|---|---|---|---|
| Columbia/Jefferson City | $1,377 | $1,161 | $2,118 |
| Fort Leonard Wood | $1,479 | $1,290 | $2,028 |
| Kansas City | $1,986 | $1,596 | $2,310 |
| Springfield | $1,389 | $1,167 | $1,998 |
| St.. Louis | $2,436 | $1,947 | $2,760 |
| Whiteman AFB | $1,611 | $1,215 | $2,244 |
How Missouri BAH compares
Missouri's 6 military housing areas average $1,713/mo for an E-5 with dependents — 25.2% below the national MHA average of $2,289. The spread inside the state is real money: St. Louis, MO tops the table at $2,436/mo while Columbia/Jefferson City, MO sits at $1,377/mo — a $1,059 monthly difference for the same rank and dependency status.
Computed from the official 2026 BAH rate file. Benchmark: E-5 with dependents across 299 market-priced MHAs nationwide.