E-7 BAH Rates in Duluth, MN (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-7 (Sergeant First Class (SFC)) stationed in Duluth, MN is $2,355 per month with dependents and $1,923 per month without dependents. This rate is $347 below the national average for E-7.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-7 base pay of $6,000.9/mo (at 16 years of service) and BAS of $476.95/mo, total monthly compensation in Duluth is approximately $8,832.85 with dependents or $8,400.85 without.

E-7 BAH: Duluth vs National Average

	Duluth	National Avg	Difference
With Dependents	$2,355	$2,702	−$347
Without Dependents	$1,923	$2,158	−$235

E-7 Total Monthly Compensation in Duluth

Here is how E-7 pay breaks down for a service member with 16 years of service stationed in Duluth:

Component	With Dependents	Without Dependents
Base Pay	$6,000.9	$6,000.9
BAH	$2,355	$1,923
BAS	$476.95	$476.95
Total	$8,832.85	$8,400.85

Base pay shown for 16 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Duluth

• E-3 — $1,917/mo
• E-4 — $1,917/mo
• E-5 — $2,064/mo
• E-6 — $2,334/mo
• O-1 — $2,106/mo
• O-2 — $2,331/mo
• O-3 — $2,370/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-7 in Duluth?

The 2026 E-7 BAH rate in Duluth is $2,355/mo with dependents and $1,923/mo without dependents.

What is the total monthly pay for E-7 in Duluth?

An E-7 with 16 years of service in Duluth earns approximately $8,832.85/mo total compensation with dependents (base pay $6,000.9 + BAH $2,355 + BAS $476.95). Without dependents: $8,400.85/mo.

Is Duluth BAH above or below average?

E-7 BAH in Duluth is $347 below the national average of $2,702/mo with dependents.

View all Minnesota BAH rates →