E-4 BAH Rates in Duluth, MN (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in Duluth, MN is $1,917 per month with dependents and $1,455 per month without dependents. This rate is $212 below the national average for E-4.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in Duluth is approximately $6,052.45 with dependents or $5,590.45 without.

E-4 BAH: Duluth vs National Average

	Duluth	National Avg	Difference
With Dependents	$1,917	$2,129	−$212
Without Dependents	$1,455	$1,683	−$228

E-4 Total Monthly Compensation in Duluth

Here is how E-4 pay breaks down for a service member with 4 years of service stationed in Duluth:

Component	With Dependents	Without Dependents
Base Pay	$3,658.5	$3,658.5
BAH	$1,917	$1,455
BAS	$476.95	$476.95
Total	$6,052.45	$5,590.45

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Duluth

• E-3 — $1,917/mo
• E-5 — $2,064/mo
• E-6 — $2,334/mo
• E-7 — $2,355/mo
• O-1 — $2,106/mo
• O-2 — $2,331/mo
• O-3 — $2,370/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-4 in Duluth?

The 2026 E-4 BAH rate in Duluth is $1,917/mo with dependents and $1,455/mo without dependents.

What is the total monthly pay for E-4 in Duluth?

An E-4 with 4 years of service in Duluth earns approximately $6,052.45/mo total compensation with dependents (base pay $3,658.5 + BAH $1,917 + BAS $476.95). Without dependents: $5,590.45/mo.

Is Duluth BAH above or below average?

E-4 BAH in Duluth is $212 below the national average of $2,129/mo with dependents.

View all Minnesota BAH rates →