E-5 BAH Rates in Duluth, MN (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-5 (Sergeant (SGT)) stationed in Duluth, MN is $2,064 per month with dependents and $1,653 per month without dependents. This rate is $225 below the national average for E-5.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-5 base pay of $4,110/mo (at 6 years of service) and BAS of $476.95/mo, total monthly compensation in Duluth is approximately $6,650.95 with dependents or $6,239.95 without.

E-5 BAH: Duluth vs National Average

	Duluth	National Avg	Difference
With Dependents	$2,064	$2,289	−$225
Without Dependents	$1,653	$1,871	−$218

E-5 Total Monthly Compensation in Duluth

Here is how E-5 pay breaks down for a service member with 6 years of service stationed in Duluth:

Component	With Dependents	Without Dependents
Base Pay	$4,110	$4,110
BAH	$2,064	$1,653
BAS	$476.95	$476.95
Total	$6,650.95	$6,239.95

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Duluth

• E-3 — $1,917/mo
• E-4 — $1,917/mo
• E-6 — $2,334/mo
• E-7 — $2,355/mo
• O-1 — $2,106/mo
• O-2 — $2,331/mo
• O-3 — $2,370/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-5 in Duluth?

The 2026 E-5 BAH rate in Duluth is $2,064/mo with dependents and $1,653/mo without dependents.

What is the total monthly pay for E-5 in Duluth?

An E-5 with 6 years of service in Duluth earns approximately $6,650.95/mo total compensation with dependents (base pay $4,110 + BAH $2,064 + BAS $476.95). Without dependents: $6,239.95/mo.

Is Duluth BAH above or below average?

E-5 BAH in Duluth is $225 below the national average of $2,289/mo with dependents.

View all Minnesota BAH rates →