Updated February 2026

BAH Rates Worcester, MA 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Worcester military housing area (MHA: MA122), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$2,919

$35,028/year

E-5 without Dependents

$2,523

$30,276/year

O-3 with Dependents

$3,756

$45,072/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,787	$33,444
E-2	$2,787	$33,444
E-3	$2,787	$33,444
E-4	$2,787	$33,444
E-5	$2,919	$35,028
E-6	$3,390	$40,680
E-7	$3,525	$42,300
E-8	$3,669	$44,028
E-9	$3,909	$46,908
Warrant Officer
W-1	$3,411	$40,932
W-2	$3,582	$42,984
W-3	$3,759	$45,108
W-4	$3,963	$47,556
W-5	$4,212	$50,544
Commissioned Officer (Prior Enlisted)
O-1E	$3,549	$42,588
O-2E	$3,732	$44,784
O-3E	$4,002	$48,024
Commissioned Officer
O-1	$2,982	$35,784
O-2	$3,387	$40,644
O-3	$3,756	$45,072
O-4	$4,296	$51,552
O-5	$4,686	$56,232
O-6	$4,725	$56,700
O-7	$4,761	$57,132

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,286	$27,432
E-2	$2,286	$27,432
E-3	$2,286	$27,432
E-4	$2,286	$27,432
E-5	$2,523	$30,276
E-6	$2,664	$31,968
E-7	$2,790	$33,480
E-8	$3,018	$36,216
E-9	$3,156	$37,872
Warrant Officer
W-1	$2,754	$33,048
W-2	$3,015	$36,180
W-3	$3,174	$38,088
W-4	$3,417	$41,004
W-5	$3,555	$42,660
Commissioned Officer (Prior Enlisted)
O-1E	$2,916	$34,992
O-2E	$3,123	$37,476
O-3E	$3,384	$40,608
Commissioned Officer
O-1	$2,652	$31,824
O-2	$2,880	$34,560
O-3	$3,219	$38,628
O-4	$3,528	$42,336
O-5	$3,606	$43,272
O-6	$3,738	$44,856
O-7	$3,804	$45,648

80 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Worcester (MA122) Military Housing Area:

01005 01031 01037 01068 01083 01092 01331 01366 01368 01430 01436 01438 01440 01451 01452 01453 01462 01467 01468 01473 01475 01501 01503 01504 01505 01506 01507 01510 01515 01516 01518 01519 01520 01522 01523 01524 01527 01529 01531 01532 01534 01535 01536 01537 01540 01541 01542 01543 01545 01550 01560 01562 01564 01566 01568 01569 01570 01571 01581 01583 01585 01588 01590 01602 01603 01604 01605 01606 01607 01608 01609 01610 01611 01612 01740 01745 01747 01756 01757 01772

Frequently Asked Questions

What is the BAH rate for an E-5 in Worcester?

The 2026 BAH rate for an E-5 with dependents in Worcester, MA is $2,919 per month ($35,028 per year). Without dependents, the rate is $2,523 per month.

How many ZIP codes are in the Worcester MHA?

The Worcester Military Housing Area (MA122) includes 80 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.