Updated February 2026

BAH Rates Paducah, KY 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Paducah military housing area (MHA: KY430), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,365

$16,380/year

E-5 without Dependents

$1,143

$13,716/year

O-3 with Dependents

$2,031

$24,372/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,293	$15,516
E-2	$1,293	$15,516
E-3	$1,293	$15,516
E-4	$1,293	$15,516
E-5	$1,365	$16,380
E-6	$1,875	$22,500
E-7	$1,932	$23,184
E-8	$1,992	$23,904
E-9	$2,136	$25,632
Warrant Officer
W-1	$1,896	$22,752
W-2	$1,956	$23,472
W-3	$2,034	$24,408
W-4	$2,175	$26,100
W-5	$2,355	$28,260
Commissioned Officer (Prior Enlisted)
O-1E	$1,941	$23,292
O-2E	$2,019	$24,228
O-3E	$2,205	$26,460
Commissioned Officer
O-1	$1,434	$17,208
O-2	$1,872	$22,464
O-3	$2,031	$24,372
O-4	$2,415	$28,980
O-5	$2,694	$32,328
O-6	$2,712	$32,544
O-7	$2,730	$32,760

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,029	$12,348
E-2	$1,029	$12,348
E-3	$1,029	$12,348
E-4	$1,029	$12,348
E-5	$1,143	$13,716
E-6	$1,407	$16,884
E-7	$1,449	$17,388
E-8	$1,494	$17,928
E-9	$1,623	$19,476
Warrant Officer
W-1	$1,422	$17,064
W-2	$1,470	$17,640
W-3	$1,641	$19,692
W-4	$1,884	$22,608
W-5	$1,944	$23,328
Commissioned Officer (Prior Enlisted)
O-1E	$1,455	$17,460
O-2E	$1,587	$19,044
O-3E	$1,869	$22,428
Commissioned Officer
O-1	$1,215	$14,580
O-2	$1,452	$17,424
O-3	$1,689	$20,268
O-4	$1,929	$23,148
O-5	$2,022	$24,264
O-6	$2,034	$24,408
O-7	$2,049	$24,588

4 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Paducah (KY430) Military Housing Area:

42001 42003 42053 42086

Frequently Asked Questions

What is the BAH rate for an E-5 in Paducah?

The 2026 BAH rate for an E-5 with dependents in Paducah, KY is $1,365 per month ($16,380 per year). Without dependents, the rate is $1,143 per month.

How many ZIP codes are in the Paducah MHA?

The Paducah Military Housing Area (KY430) includes 4 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.